Step: Bank & Build Credit
Banking that rewards you
Banking that rewards you
Total Ratings
United States
Description
Step is your go-to free banking app for better credit, better savings, and better rewards. With Step Black, you can get up to 8% cashback and build credit with the Step Visa Card – with no risk of overspending. Plus, earn 4.00% on your FDIC-insured savings and cash in on $500 in annual perks that let you do more for less. Join over 5+ million people who trust Step to help them build credit. This is banking the way it should be.
Benefits of Step:
Build credit: Safely build credit with every purchase and monitor your credit score right from the Step app. The average annual credit score increase for Step users in their 20s is 57 points!
Earn up to 8% cashback: Use your Step Card everywhere Visa is accepted – online, in-store, worldwide – and earn up to 8% cashback on purchases.
Earn 4.00% on your savings: Create Savings Goals and automatically add spare change to them with Round Ups to earn 4.00% on every penny.
Get paid early: Get paid up to 2 days early with direct deposit. Plus, enter to win monthly prizes – cash, laptops, shopping sprees – with direct deposits of $150 or more.
Move money: Instantly send and receive money, deposit cash at 70,000+ retail locations nationwide, and access over 30,000 fee-free ATMs.
Invest with as little as $1: Buy and sell thousands of stocks, ETFs, and bitcoin for as little as $1. Turn your spare change into smart investments with Round Ups.
*Step is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust, Member FDIC.
**Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.
***Out-of-network ATM withdrawal fees apply.
****Early access to direct deposit funds depends on the timing of the submission of the payment file from your payer. These funds are generally made available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
Screenshots
Version History
Releasing updates every 17 days on average. Last update 0 days ago.
Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 4.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 4.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 4.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 4.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 4.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step Black is FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step Black is FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step Black is FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step Black is FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step Black is FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 4.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 4.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 5.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.
Feast your eyes on a gallery of fresh finance images in our latest update. These visuals aren't just beautiful black and white money images; they're portals to a world where numbers dance and dollars sing. We've also added some nifty new terms for those late-night legal reads and kicked out the flickering background to the curb. Sayonara, screen disco party!
Get ready for a fresh look! We’ve jazzed things up with new finance app navigation icons and added direct deposit to your banking fast actions, making it a breeze to get that bread in just a few taps. Bugs? Squashed ‘em. Dive into the streamlined money app and experience the updates for yourself.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes miscellaneous bug fixes.
This update includes bug fixes and performance improvements.
This update includes bug fixes and performance improvements.
This update includes bug fixes and performance improvements.
This update includes bug fixes and performance improvements.
This update includes bug fixes and performance improvements.
This update includes bug fixes and performance improvements.
You asked. We delivered. We just dropped Savings Goals - a separate section in the app where you can start to save today for your wants and needs. Choose from a variety of popular goals or create your own.
This update includes bug fixes and performance improvements.
You asked. We delivered. We just dropped Savings Goals - a separate section in the app where you can start to save today for your wants and needs. Choose from a variety of popular goals or create your own.
This update includes bug fixes and performance improvements.
This update includes bug fixes and performance improvements.
This update includes bug fixes and performance improvements.
This update includes bug fixes and performance improvements.
This update includes bug fixes and performance improvements.
This update includes bug fixes and performance improvements.
This update includes bug fixes and performance improvements.
This update includes bug fixes and performance improvements.
This update includes bug fixes and performance improvements.
This update includes bug fixes and performance improvements.
This update includes bug fixes and performance improvements.
Rounding out financial literary month with some sweet new updates:
∙ Quick access right from the home screen to common actions, such as adding or withdrawing money, managing your Step Card, or to setup recurring payments.
∙ Getting back into your account is easier than ever, when you link a verified email, or sign in with Apple or Google.
∙ You can now setup a passcode for your Step app, so securing your account is easier than ever!
∙ More options for choosing where to ship your Step Card.
Fresh out of the oven with a hot new release:
∙ Quick access right from the home screen to common actions, such as adding or withdrawing money, managing your Step Card, or to setup recurring payments.
∙ Getting back into your account is easier than ever, when you link a verified email, or sign in with Apple or Google.
∙ You can now setup a passcode for your Step app, so securing your account is easier than ever!
∙ More options for choosing where to ship your Step Card.
Jumping into spring with an exciting new release of the Step app!
∙ Quick access right from the home screen to common actions, such as adding or withdrawing money, managing your Step Card, or to setup recurring payments.
∙ Getting back into your account is easier than ever, when you link a verified email, or sign in with Apple or Google.
∙ You can now setup a passcode for your Step app, so securing your account is easier than ever!
∙ More options for choosing where to ship your Step Card.
Spreading the love with some sweet new updates!
∙ Referrals are now available to everyone, teens and parents.
∙ ATM cash withdrawals are now available to all customers.
∙ You can link your external bank account and fund your Step account or withdraw money.
∙ And of course, plenty of bug fixes and performance improvements.
Let's get it! Here is what's new in the Step app:
∙ Improved shipping address validation, so your Step Card gets sent to the right place.
∙ Brand new Help Center, with lots of helpful articles to resolve common issues quickly.
∙ Signup with your Apple or Google login (or verify any e-mail) to make sure you never get locked out in the future.
∙ ATM access is enabled for more customers, you can request early access inside the app.
∙ Enabled linking an external bank account for more customers, you can request early access inside the app.
∙ Not a teenager yet? That's OK, we've opened Step to anyone regardless of age!
∙ Referrals are now available to everyone, teens and parents.
Another round of awesome updates:
∙ We now validate your shipping address, to make sure you receive your Step Card.
∙ We've added a new Help Center, with lots of helpful articles to resolve common issues quickly.
∙ Signup with your Apple or Google login (or a verified e-mail) to make sure you never get locked out.
∙ We've enabled ATM access for more customers, you can signup for early access in the app.
∙ Not a teenager yet? That’s OK, we’ve now opened Step to anyone regardless of age!
∙ Referrals are now available to everyone, teens and parents.
Step's spreading some holiday cheer with these new updates:
∙ Having problems getting back into your account? You can use your e-mail now to get back in.
∙ Not a teenager yet? That’s OK, we’ve now opened Step to anyone regardless of age!
∙ Referrals are now available to everyone, teens and parents.
∙ ATM access is being rolled out to more customers every week. Signup for early access in the app.
∙ Bank account and routing number: set up direct deposit or connect to Venmo, Cash App, or Paypal.
∙ Step's little elves have been busy squashing bugs, too!
Back at it again:
∙ $3 referrals is back for a limited time!
∙ ATM access is being rolled out to more customers every week. Signup for early access in the app.
∙ Bank account and routing number: set up direct deposit or connect to Venmo, Cash App, or Paypal.
∙ Improvements to device security. Keeping your data safe is our highest priority!
∙ And of course, lots of bug fixes as always!
Back at it again:
∙ $3 referrals is back for a limited time!
∙ ATM access is being rolled out to more customers every week. Signup for early access in the app.
∙ Bank account and routing number: set up direct deposit or connect to Venmo, Cash App, or Paypal.
∙ Improvements to device security. Keeping your data safe is our highest priority!
∙ And of course, lots of bug fixes as always!
Back at it again:
∙ $3 referrals is back for a limited time!
∙ ATM access is being rolled out to more customers every week. Signup for early access in the app.
∙ Bank account and routing number: set up direct deposit or connect to Venmo, Cash App, or Paypal.
∙ Improvements to device security. Keeping your data safe is our highest priority!
∙ And of course, lots of bug fixes as always!
This week's updates are simply spook-tacular:
∙ Support for signing up with only last 4 of SSN.
∙ ATM access for cash withdrawal is now being rolled out to users who have requested it.
∙ Bank account and routing number: set up direct deposit or connect to Venmo, Cash App, or Paypal.
∙ Bug fixes and performance improvements. Yep, that too.
Here's some of the exciting new stuff in our app:
∙ ATM access for cash withdrawal is now being rolled out to users who have requested it.
∙ Bank account and routing number: set up direct deposit or connect to Venmo, Cash App, or Paypal.
∙ Fixed a bug that could cause the app to crash when disabling passcode.
Another week, another round of features and fixes:
∙ ATM access for cash withdrawal is now being rolled out to users who have requested it.
∙ Bank account and routing number: set up direct deposit or connect to Venmo, Cash App, or Paypal.
∙ Some big under-the-hood performance and stability improvements to the app.
∙ Fixed a bug when updating name on card.
We've been hard at work fixing bugs and adding new features for you! Download the latest Step app to get access to these awesome features:
∙ Bank account and routing number: set up direct deposit or connect to Venmo, Cash App, or Paypal.
∙ Allowances are now available with Recurring Payments.
∙ Set or change your username.
∙ Fewer crashes on iOS 14, guaranteed!
We've been hard at work fixing bugs and adding new features for you! Download the latest Step app to get access to these awesome features:
∙ Bank account and routing number: set up direct deposit or connect to Venmo, Cash App, or Paypal.
∙ Allowances are now available with Recurring Payments.
∙ Set or change your username.
∙ Fewer crashes on iOS 14, guaranteed!
We've been hard at work fixing bugs and adding new features for you! Download the latest Step app to get access to these awesome features:
∙ Bank account and routing number: set up direct deposit or connect to Venmo, Cash App, or Paypal.
∙ Allowances are now available with Recurring Payments.
∙ Set or change your username.
∙ Fewer crashes on iOS 14, guaranteed!
We've been hard at work fixing bugs and adding new features for you! Download the latest Step app to get access to these awesome features:
∙ Bank account and routing number: set up direct deposit or connect to Venmo, Cash App, or Paypal.
∙ Allowances are now available with Recurring Payments.
∙ Set or change your username.
∙ Fewer crashes on iOS 14, guaranteed!
- Bank account and routing number: set up direct deposit or connect to Venmo, Cash App, or Paypal
- Allowances are now available with Recurring Payments
Allowances are now available with Recurring Payments
Bug fixes and stability improvements
Bug fixes and stability improvements
Bug fixes and stability improvements
* Dark mode
* Teens can link their own bank account (debit card) to add money to their Step Card
Referrals are now back!
Laying the groundwork for a few exciting features. Stay tuned!
Improvements to the sign up flow and general bug fixes.
Improvements to the sign up flow and general bug fixes.
Improvements to the sign up flow and general bug fixes.
Bug fixes and improved stability in the app.
Invitations links now point to a personalized Web landing page
New intro screens in app
Invitations links now point to a personalized Web landing page
New intro screens in app
Invitations links now point to a personalized Web landing page
New intro screens in app
Support for location sharing to help Step protect users from fraud.
Improved transaction details such as merchant logo and name.
Many small on-boarding improvements such as shipping address auto-complete and guided on-boarding.
Select early adopters can now order their Step Card
Select early adopters can now order their Step Card
Select early adopters can now order their Step Card.
Select early adopters can now order their Step Card.
• iOS 13 Support
• Various bug fixes and stability improvements
Introducing Step. Sign up to reserve your place in line for an account through the app. Start earning rewards today by inviting friends, you both earn $1 when they sign up.
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