Zip - Buy Now, Pay Later

Shop & Pay in 4¹

Price
In-App PurchaseNo
LaunchedMar 03, 2019
Store Categories

Total Ratings

United States

630K
5 star
610K
4 star
16K
3 star
3.6K
2 star
1.4K
1 star
5.5K

Description

Zip gives savvy shoppers more freedom and flexibility with our buy now, pay later platform. It’s a smarter way to stretch your funds.

SPLIT ANY PURCHASE IN 4².

Shop your favorite brands and pay with your linked account in 4 installments over 6 weeks²…Get approved instantly, with no application forms or hassle³.

PAY LATER WITH ZIP WHERE YOU WANT¹, ONLINE OR IN-STORE

Install our app and use Zip pretty much anywhere¹, you shop—whether online or in-store. Add Zip to your Apple Wallet or Google Pay for easy access.

THE SMART ALTERNATIVE TO CREDIT CARDS

No hard credit checks, and no impact on your credit score—ever. We’ll let you know when installments are due so you’re on top of every payment.

HOW DO I USE ZIP?

1. Install the app and sign up to start shopping³.

2. Search for anything you wish to purchase

3. Enter the amount you’d like to spend (including any taxes or shipping costs!).

4. Your purchase will be split into 4 easy installments over 6 weeks². Easily track your spending, view transaction history, and manage open payments in the app.

5. Update or change your account details, including payment method, any time.

6. Get answers to frequently asked questions and contact our support team directly from the app.

CONNECT WITH US

For daily style tips, lifestyle hacks, and up-and-coming brands you’ll love, follow us on Instagram.

http://instagram.com/zip.us
___

Loans through the Zip app are originated by WebBank, except for Zip originated loans in CO, NV, MA and MD.
___

¹Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply.

²For a $335 purchase, you’d make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Minimum purchase of $35 required. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Installment fees are $4 for purchases from $35 to $99.99, $5 for purchases from $100 to $199.99, and $6 for purchases $200 and above. Zip Pay Anywhere financing through Zip issued by WebBank, except for Zip originated loans in CO, NV, MA, and MD. All loans subject to credit approval.

³Eligibility criteria apply. See payment terms: https://zip.co/us/quadpay-terms-of-service. Loans to California residents, other than loans through the Zip App and Zip Card, are made or arranged pursuant to California Lenders Law license.

Screenshots

Zip - Buy Now, Pay Later screenshot 1
Zip - Buy Now, Pay Later screenshot 2
Zip - Buy Now, Pay Later screenshot 3
Zip - Buy Now, Pay Later screenshot 4
Zip - Buy Now, Pay Later screenshot 5
Zip - Buy Now, Pay Later screenshot 6

Version History

Releasing updates every 14 days on average. Last update 9 days ago.

1.225.1Mar 20, 2025

Bug fixes

1.224.4Mar 11, 2025

Bug fixes, performance improvements, and new features

1.224.3Mar 05, 2025

Bug fixes, performance improvements, and new features

1.223.8Feb 25, 2025

Bug fixes, performance improvements, and new features

1.222.0Feb 08, 2025

Bug fixes

1.220.3Feb 07, 2025

Bug fixes

1.219.0Jan 16, 2025

Bug fixes, performance improvements, and new features

1.217.5Jan 13, 2025

Bug fixes, performance improvements, and new features

1.216.15Dec 06, 2024

Bug fixes, performance improvements, and new features

1.216.0Nov 13, 2024

Bug fixes, performance improvements, and new features

1.215.5Oct 31, 2024

Bug fixes, performance improvements, and new features

1.214.4Oct 17, 2024

Bug fixes, performance improvements, and new features

1.213.5Oct 02, 2024

Bug fixes, performance improvements, and new features

1.212.1Sep 18, 2024

Bug fixes, performance improvements and new features

1.211.2Sep 03, 2024

Bug fixes, performance improvements and new features

1.210.3Aug 13, 2024

Bug fixes, performance improvements, and new features

1.209Jul 26, 2024

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1.208Jul 10, 2024

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1.207.2Jun 17, 2024

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1.206.3Jun 06, 2024

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1.205.4May 22, 2024

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1.205.2May 20, 2024

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1.204.1Apr 29, 2024

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1.203.6Apr 09, 2024

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1.202.4Mar 12, 2024

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1.201.0Feb 23, 2024

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1.200.4Feb 12, 2024

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1.199.10Jan 29, 2024

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1.198.8Jan 19, 2024

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1.197.4Dec 14, 2023

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1.196.5Nov 15, 2023

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1.195.9Nov 06, 2023

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1.194.2Oct 19, 2023

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1.193.11Oct 12, 2023

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1.192.2Sep 26, 2023

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1.191.2Sep 12, 2023

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1.190.6Aug 30, 2023

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1.190.3Aug 25, 2023

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1.189.8Aug 15, 2023

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1.188.7Jul 31, 2023

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1.187.2Jul 13, 2023

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1.186.5Jul 05, 2023

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1.185.1Jun 20, 2023

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1.184.2Jun 05, 2023

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1.183.6May 23, 2023

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1.182.6May 04, 2023

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1.181.1Apr 20, 2023

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1.180.5Apr 07, 2023

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1.179.3Mar 24, 2023

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1.178.5Mar 16, 2023

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1.177.4Mar 03, 2023

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1.176.4Feb 23, 2023

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1.175.3Feb 10, 2023

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1.174.4Feb 01, 2023

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1.173.2Jan 20, 2023

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1.172.5Jan 12, 2023

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1.171.5Dec 12, 2022

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1.170.3Dec 01, 2022

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1.169.4Nov 10, 2022

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1.168.1Nov 03, 2022

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1.167.2Oct 20, 2022

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1.166.3Oct 12, 2022

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1.165.3Oct 05, 2022

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1.164.3Sep 28, 2022

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1.163.1Sep 21, 2022

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1.162.4Sep 09, 2022

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1.161.0Aug 31, 2022

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1.160.2Aug 24, 2022

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1.159.3Aug 17, 2022

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1.158.1Aug 11, 2022

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1.157.3Aug 02, 2022

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1.154.1Jun 29, 2022

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1.153.1Jun 21, 2022

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1.152.9Jun 15, 2022

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1.152.3Jun 10, 2022

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1.151.1May 26, 2022

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1.150.2May 20, 2022

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1.149.1May 13, 2022

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1.148.2May 05, 2022

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1.147.2Apr 30, 2022

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1.146.2Apr 23, 2022

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1.145.5Apr 15, 2022

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1.144.7Apr 08, 2022

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1.143.6Apr 01, 2022

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1.142.1Mar 25, 2022

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1.141.4Mar 19, 2022

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1.140.6Mar 12, 2022

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1.139.2Mar 05, 2022

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1.138.4Feb 27, 2022

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1.137.8Feb 18, 2022

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1.136.2Feb 11, 2022

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1.135.1Feb 03, 2022

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1.134.6Jan 27, 2022

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1.133.1Jan 24, 2022

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1.132.1Jan 16, 2022

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1.131.2Jan 10, 2022

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1.129.0Dec 22, 2021

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1.128.1Dec 14, 2021

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1.125.2Nov 15, 2021

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1.124.0Nov 11, 2021

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1.123.2Nov 02, 2021

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1.122.0Oct 26, 2021

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1.121.0Oct 18, 2021

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1.120.1Oct 11, 2021

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1.119.2Sep 27, 2021

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1.118.0Sep 16, 2021

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1.117.0Sep 13, 2021

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1.116.0Sep 02, 2021

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1.115.2Aug 23, 2021

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1.114.5Aug 16, 2021

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1.113.0Aug 09, 2021

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1.112.1Aug 02, 2021

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1.111.3Jul 28, 2021

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1.111.2Jul 27, 2021

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1.110.0Jul 21, 2021

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1.109.3Jul 14, 2021

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1.108.1Jul 06, 2021

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1.107.1Jun 28, 2021

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1.106.2Jun 15, 2021

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1.105.0Jun 09, 2021

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1.104.1Jun 01, 2021

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1.103.4May 26, 2021

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1.102.3May 17, 2021

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1.101.4May 11, 2021

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1.100.1Apr 26, 2021

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1.99.4Apr 19, 2021

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1.98.3Apr 12, 2021

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1.97.2Apr 05, 2021

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1.96.9Mar 31, 2021

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1.95.1Mar 22, 2021

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1.94.1Mar 15, 2021

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1.93Mar 10, 2021

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1.92.1Feb 23, 2021

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1.91.4Feb 09, 2021

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1.90.1Jan 27, 2021

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1.89.3Jan 21, 2021

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1.87.2Jan 07, 2021

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1.86.9Jan 05, 2021

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1.85.2Nov 24, 2020

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1.84.4Nov 20, 2020

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1.82.8Nov 06, 2020

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1.81.1Nov 02, 2020

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1.80.4Oct 28, 2020

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1.80.2Oct 06, 2020

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1.79.4Sep 24, 2020

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1.79.3Sep 23, 2020

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1.78.4Sep 11, 2020

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1.77.1Aug 25, 2020

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1.76.1Aug 20, 2020

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1.75.1Aug 19, 2020

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1.74.2Aug 13, 2020

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1.73.2Aug 05, 2020

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1.72.12Jul 31, 2020

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1.71.1Jul 15, 2020

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1.70.10Jul 09, 2020

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1.69.1Jun 30, 2020

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1.68.1Jun 23, 2020

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1.67.1Jun 21, 2020

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1.66.4Jun 19, 2020

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1.65.1Jun 16, 2020

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1.64.1Jun 15, 2020

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1.63.5May 28, 2020

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1.62.1May 23, 2020

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1.61.3May 20, 2020

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1.60.6May 06, 2020

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1.59.5Apr 12, 2020

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1.58.5Apr 04, 2020

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1.57.1Mar 30, 2020

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1.56.3Mar 27, 2020

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1.55.2Mar 23, 2020

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1.54.8Mar 18, 2020

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1.53.3Mar 12, 2020

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1.52.1Mar 09, 2020

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1.51.2Feb 29, 2020

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1.50.16Feb 27, 2020

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1.49.16Feb 18, 2020

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1.48.11Feb 10, 2020

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1.47.14Jan 23, 2020

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1.46.11Dec 19, 2019

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1.45.7Dec 02, 2019

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1.44.1Nov 28, 2019

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1.43.10Nov 27, 2019

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1.42.2Nov 26, 2019

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1.41.2Nov 25, 2019

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1.40.20Nov 24, 2019

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1.39.2Nov 10, 2019

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1.38.22Nov 06, 2019

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1.37.3Oct 27, 2019

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1.35.6Oct 12, 2019

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1.35.3Oct 09, 2019

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1.34.3Oct 03, 2019

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1.33.1Sep 20, 2019

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1.32.8Sep 19, 2019

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1.31.9Sep 06, 2019

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1.30.3Aug 14, 2019

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1.29.1Aug 08, 2019

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1.28.4Aug 07, 2019

Minor bug fixes!

1.27.1Aug 03, 2019

Minor bug fixes!

1.26.7Jul 30, 2019

Minor bug fixes!

1.25.12Jul 19, 2019

Minor bug fixes!

1.24.3Jul 03, 2019

UX Improvements!

1.23.0Jul 02, 2019

Minor bug fixes!

1.21.4Jun 27, 2019

Minor bug fixes!

1.20.0Jun 26, 2019

Minor bug fixes!

1.19.0Jun 25, 2019

Minor bug fix!

1.18.34Jun 22, 2019

We've fixed a few bugs and streamlined the entire app!

1.17.0Jun 15, 2019

Minor bug fixes!

1.16.3Jun 12, 2019

Minor bug fixes!

1.15.7Jun 08, 2019

Fixed some minor bugs!

1.14.1Jun 04, 2019

Fixed a bug that could occur during login!

1.13.1Jun 01, 2019

Minor bug fixes!

1.12.0May 25, 2019

Fixed a crash that could occur during signup!

1.11.2May 24, 2019

Did a little housekeeping and fixed a rare crash!

1.10.3May 18, 2019

Small bug fixes!

1.9.6May 11, 2019

Fixed a couple small bugs!

1.8.4May 03, 2019

We've fixed a few small bugs and made the app a bit more resilient to network related issues!

1.7.7May 01, 2019

Fixed some bugs and improved our user experience a bit!

1.6.8Apr 18, 2019

Fixes for several crashes and some user experience improvements!

1.4.8Apr 04, 2019

We've redesigned our search features and fixed numerous bugs!

1.3.9Mar 21, 2019

New and improved store search, many bug fixes, better messaging, and loads more!

1.2.1Mar 05, 2019

Bug fixes and performance improvements!

LaunchedMar 03, 2019
1.1.4Mar 03, 2019

Bug fixes!

1.1.3-betaMar 02, 2019

Bug fixes!

1.1.1-betaMar 01, 2019

Other Information