About Icon

Description

Carbon® lets you control your finances with a few clicks. With our digital wallet, you can invest money, get instant short-term loans for urgent needs, and move money affordably.
It’s fast, secure, reliable and works 24/7.

FEATURES:
- Fund your Wallet for cheaper transactions and earn monthly interest
- Invest with us for high-yield returns of up to 15.5%
- Get instant loans of up to ₦1million within minutes. No documents or collateral required
- Want interest-free loans? Loans repaid early get you up to 100% cashback on the interest paid!
- Transfer money to any Nigerian bank account, recharge airtime and pay bills for FREE

WHY CARBON?
With Carbon, easier financial transactions are always just a few clicks away.

- No more waiting times or stressful bank visits. Our service is available 24/7 - you can transact whenever and wherever you need it, right on your mobile device.
- No collateral, guarantors, or documents required. Just your mobile device and a data connection.
- Use your money however you want to, no matter who you are. Whether you’re a student, salary earner or self-employed, Carbon can help you achieve your financial goals.
- Clear and easy to understand. We display all terms clearly before using any of our services. What you see is what you get. No hidden charges. No late fees.
- Get rewarded for positive actions. By repaying loans on time, performing transactions or referring friends, you can earn rewards on our platform such as larger loans, lower interest rates and free cash!

GET IN TOUCH!
Carbon (formerly Paylater) is provided by One Finance & Investments Limited, a CBN-licensed and regulated finance company. While we offer a service that is 100% automated, you can always reach us and learn more about our service via multiple support channels. We’d love to hear from you!

iOS Store Category:

Primary: Finance

Secondary: Business

App Store

Privacy Policy

Total Ratings

270
5
220
4
20
3
9
2
6
1
19

Screenshots

Carbon by One Finance screenshot 1Carbon by One Finance screenshot 2Carbon by One Finance screenshot 3Carbon by One Finance screenshot 4Carbon by One Finance screenshot 5Carbon by One Finance screenshot 6Carbon by One Finance screenshot 7

Version History

Launched Feb 01, 2020 (8 months ago).

Releasing new versions every 24 days, on average.

Aug 11
2020
(Current)
Version 1.1.3

We've added a few updates to make the app even more awesome. Here's what's new:
- When transferring money, you can now view more banks or use a search bar to find a bank
- You can upgrade your account by providing an ID - and we've included helpful example images for each ID type in case you get lost!
- We fixed a few bugs and made some more improvements

Jul 27
2020
Version 1.1.2

Introducing App shortcuts, General Bug Fixes and App Improvement

May 28
2020
Version 1.1.0

Introducing investments on iOS! You can now save money in Carbon's market-leading "Payvest" investment product and earn up to 16.5% interest.
Growing your wealth with simple, convenient and secure investments just got easier.

May 18
2020
Version 1.0.5

Improved app performance and bug fixes

Apr 21
2020
Version 1.0.4

Bug fixes and enhancements

Mar 11
2020
Version 1.0.3

Bug fixes and enhancements

Feb 07
2020
Version 1.0.2

Bug fixes and general improvements

Feb 02
2020
Version 1.0.1

Bug fixes

Feb 01
2020
Version 1.0.0

Click to see more