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Description

Oxygen is a modern digital banking platform built for the 21st century economy - the free thinkers, rebels and entrepreneurs.

Oxygen offers flexible banking solutions for both Personal and Business accounts that are elegant, simple and secure.

Don’t like hidden fees? Neither do we. Enjoy no minimum balance fees, no monthly maintenance fees, no overdraft fees, and access to over 55,000 fee-free Allpoint ATMs.

Keep spending goals in check by connecting external accounts, and get Cashback‡ Rewards from approved merchants on things you buy everyday - like 7% back at Trader Joe’s, Walmart, and your preferred Rideshare; 5% on Gas, and 1$ off at your favorite coffee shop, among others.

Small business or entrepreneur? Manage employee spending with one time use virtual cards. Upload receipts to the app and tag deductible expenses.

Get started today in just one minute.

OXYGEN FEATURES:

Zero monthly fees to weigh you down
No monthly or minimum balance fees
Access to 55k fee-free Allpoint ATMs
No bank transfer fees

Oxygen VisaⓇ Debit Card
Silver foiled, contactless debit card.
Card controls and alerts
Freeze lost card with a tap
Virtual cards with spending parameters for secure online purchases

Business banking
Gold foiled, contactless business debit card
Business Cashback categories
Upload & tag deductible expenses (accounting tools)
Virtual cards with spending controls to manage employee expenses
Create an LLC from within the app*

Banking for the Extraordinary, from Oxygen.

Banking Services provided by The Bancorp Bank, Member FDIC. The Oxygen Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

‡Please refer to Cashback Terms & Conditions

*LLC formation is powered by CorpNet, Inc. Fees for LLC creation differ by state and services selected

iOS Store Category:

Primary: Finance

App Store

Privacy Policy

Total Ratings

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Screenshots

Oxygen Banking: Modern Finance screenshot 1Oxygen Banking: Modern Finance screenshot 2Oxygen Banking: Modern Finance screenshot 3Oxygen Banking: Modern Finance screenshot 4Oxygen Banking: Modern Finance screenshot 5Oxygen Banking: Modern Finance screenshot 6

Version History

Launched Dec 20, 2019 (about 1 year ago).

Releasing new versions every 20 days, on average.

Dec 23
2020
(Current)
Version 1.7.2

- Small bugfixes and improvements

Dec 18
2020
Version 1.7.1

- Business sign-up flow updates
- Small bugfixes and improvements

Dec 04
2020
Version 1.7.0

- MyCards design update
- Updated transaction list
- Other minor fixes and improvements

Nov 30
2020
Version 1.6.2

- Virtual cards limit increased

Oct 23
2020
Version 1.6.1

- Minor fixes and enhancements

Oct 08
2020
Version 1.6.0

- Added ability to apply for Business Account without Personal Account
- Quick Actions widget
- Minor fixes and enhancements

Sep 15
2020
Version 1.5.2

- Stabilization fix

Jul 07
2020
Version 1.5.1

- Stabilization fix

Jun 26
2020
Version 1.5.0

- Bill Pay
- Business Account application updates
- Comic Notifications
- Small design updates and enhancements

Jun 05
2020
Version 1.4.1

- Navigation updates
- Design enhancements and fixed issues

May 05
2020
Version 1.4.0

- Business to business transfers
- Transactions search and filtering
- Re-designed transaction screens
- A bunch of other smaller enhancements and bugfixes to the app

Apr 17
2020
Version 1.3.1

- Bugfix

Apr 10
2020
Version 1.3.0

- Re-designed onboarding flow
- Cash a check

Mar 17
2020
Version 1.2.0

- New address flow
- Cashback redesign
- Deposit cash
- Small fixes and improvements

Jan 22
2020
Version 1.1.1

Bug fix

Jan 21
2020
Version 1.1.0

- Shimmering for loading state
- Timezones handling
- Small improvements and bugfixes

Dec 30
2019
Version 1.0.2

Minor fixes and improvement

Dec 28
2019
Version 1.0.1

-Handling of no internet connection
-In-app sounds
-New structure of menu More
-Bank credentials for direct deposit
-Bug fixes

Dec 21
2019
Version 1.0

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