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Description

Kuda is a free, digital-only bank with a microfinance banking license from the Central Bank of Nigeria.

What's great about Kuda?

• We don't charge card maintenance or account maintenance fees.

• We'll give you up to 25 free transfers to other banks every month. Extra transfers cost just 10 naira each.

• Debit and credit alerts are free.

• We'll deliver a free debit card to you free of charge.

• Free withdrawals at over 3,000 ATMs across Nigeria.

• We'll help you plan your finances better and save money automatically even when you're spending.

• We'll pay you up to 15% annual interest on your savings.

• Joining takes just a few minutes and there's no paperwork involved.

Other things people love about us:

• No minimum balance.

• Request, activate, block and unblock the free debit card on the app.

• Responsive customer support.

• Automatic budgeting tools for easier money management.

Spend smarter, save better and get the most out of your money with Kuda.

How to switch to Kuda:

• Open your account: Download the app and sign up.

• Add money to your account: Add a debit card, send money to your Kuda account from another bank’s app or through internet banking, send money by USSD or deposit cash at our partner banks.

• Request your Kuda Card: Request your card on the app and we’ll deliver it to your Nigerian address in good time.

For more information about Kuda, please go to kudabank.com or help.kudabank.com.

iOS Store Category:

Primary: Finance

Secondary: Lifestyle

App Store

Privacy Policy

Total Ratings

2.8K
5
2.5K
4
130
3
89
2
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43

Screenshots

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Version History

Launched Aug 17, 2019 (over 1 year ago).

Releasing new versions every 22 days, on average.

Sep 09
2020
(Current)
Version 1.90

• We put more information on your Kuda dashboard to make your life easier. That’s less tapping around to get to important things.

• The Kuda Naira MasterCard is here and you can request, activate, block and delete your new card entirely on the app, no ATM required.

• We fixed several lingering bugs to make the app run faster.

There’s more goodness coming. Keep a lookout!

Aug 18
2020
Version 1.89

• “Does Kuda give loans?” Yes, we now do! Use Kuda regularly to get an instant overdraft at a low interest rate.
• Our integration with Payoneer is complete and you can now receive payments from abroad on Kuda!
• We’ve made getting around the app easier for you with a few subtle changes.
• We did some housekeeping to speed up the app. The faster, the better.
• We’re going far. Stick with us!

Jun 18
2020
Version 1.88

- We fixed several bugs and improved the overall app experience a lot.
- The app interface has been tweaked to fit more phones.
Even when changes aren’t immediately obvious, they still mean progress.

Jun 17
2020
Version 1.87

- We fixed several bugs and improved the overall app experience a lot.
- The app interface has been tweaked to fit more phones.
Even when changes aren’t immediately obvious, they still mean progress.

May 25
2020
Version 1.86

• You can now search your transactions a lot quicker on the dashboard with the new Transaction History feature. No more endless scrolling.
• We're really proud to introduce Private Mode! Now, you can hide your balance or change it entirely with the Panic Balance feature. Tap More, then tap Security to find Private Mode.
• Cardless Withdrawal is now in the Cards section of the app, right where it belongs.
• We've sped up the app and optimised the Pay A Bill section.
Enjoy!

May 24
2020
Version 1.85

• You can now search your transactions a lot quicker on the dashboard with the new Transaction History feature. No more endless scrolling.
• We're really proud to introduce Private Mode! Now, you can hide your balance or change it entirely with the Panic Balance feature. Tap More, then tap Security to find Private Mode.
• Cardless Withdrawal is now in the Cards section of the app, right where it belongs.
• We've sped up the app and optimised the Pay A Bill section.
Enjoy!

May 12
2020
Version 1.84

• We're really proud to introduce Private Mode! Now, you can hide your balance or change it entirely with the Panic Balance feature. Tap More, then tap Security to find Private Mode.
• Cardless Withdrawal is now in the Cards section of the app, right where it belongs.
• We also redesigned the Cards screen to show your card details if you need to pay online.
• We've sped up the app and optimised the Pay A Bill section.
• A few bugs are gone, for everyone's good.
Better things are coming!

May 08
2020
Version 1.83

• We're really proud to introduce Private Mode! Now, you can hide your balance or change it entirely with the Panic Balance feature. Tap More, then tap Security to find Private Mode.
• Cardless Withdrawal is now in the Cards section of the app, right where it belongs.
• We also redesigned the Cards screen to show your card details if you need to pay online.
• We've sped up the app and optimised the Pay A Bill section.
• A few bugs are gone, for everyone's good.
Better things are coming!

Feb 20
2020
Version 1.82

- We added one more way to send money: Payment Links.
- Wondering where your Kuda Card is? Check yourself with the all-new Card Tracker!
- Request to change your account name.
- Order your transfers into categories to track your spending better.
- We redesigned the More and the Payment Confirmation sections of the app.
This is our biggest update in a while but there's much more to come.

Jan 17
2020
Version 1.81

- See your recent transfers and airtime purchases on the Payments screen, right where it happens.
- We added an extra layer of security to secure your account.
There's always more to come!

Jan 16
2020
Version 1.8

- See your recent transfers and airtime purchases on the Payments screen, right where it happens.
- We added an extra layer of security to secure your account.
There's always more to come!

Dec 22
2019
Version 1.7

- You can now reset your transaction PIN easily.
- Change the email address attached to your Kuda profile whenever you need to.
- We squashed several bugs and improved the Kuda experience considerably.
Enjoy!

Dec 06
2019
Version 1.6

- We dealt with a number of pesky bugs to improve your Kuda experience.
- You can now turn biometrics (fingerprint, Face ID) on or off to sign-in and confirm transactions.
- We've placed transaction limits right where you can see them so you're never in the dark about what you can do with your account.
Enjoy!

Nov 28
2019
Version 1.5

Our biggest update yet is here!
- Track your referrals and know how much you've made at a glance.
- Plan your spending better with improved budgeting.
- Choose where your Kuda Card works.
- Get cash at ATMs without your card.
- Remove saved cards whenever you want to.
- Secure your payments with a transaction PIN.
- Switch to Kuda Melanin (dark mode) in a second.
- Tap and hold the Kuda app icon for quick actions.
Explore the app to see everything you can do.

Nov 26
2019
Version 1.4

Our biggest update yet is here!
- Track your referrals and know how much you've made at a glance.
- Plan your spending better with improved budgeting.
- Choose where your Kuda Card works.
- Get cash at ATMs without your card.
- Remove saved cards whenever you want to.
- Secure your payments with a transaction PIN.
- Switch to Kuda Melanin (dark mode) in a second.
- Tap and hold the Kuda app icon for quick actions.
Explore the app to see everything you can do.

Oct 05
2019
Version 1.3

- Looks aren't everything, but we've taken time out to refresh the app experience and make it a bit easier to use.
- In even bigger news, we've added two new features - Flexible Savings and Fixed Savings. Now you can earn up to 15% interest as you save toward big and small life goals.
- You can still add money to your account with debit or credit cards, but we've updated the feature with a couple of rules. You can't miss them.
Explore savings and enjoy the new look.

Aug 27
2019
Version 1.2

- We're big on security, so we fortified the app a bit more to keep you breathing easy.
- You asked and we did it. We squashed some annoying bugs. Makes life easier for everyone.
- We also fixed the startup guide for new users.

If you're happy, we're happy too. :)

Aug 19
2019
Version 1.1

- You can now refer Kuda to your friends and family with your very own custom referral link! Of course, there’ll be rewards for referrals.
- Your Kuda transactions have always been safe, but you can now make them even safer with our biometric authentication options - fingerprint or facial recognition.
- Kuda Cards are coming! Go to ‘Cards’ on the app menu to order yours now.

Aug 18
2019
Version 1.0

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