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Description

Zirtue is a relationship-based lending application that simplifies and manages loans made between friends, family and trusted relationships with automatic ACH loan payments.

We get it. You need to loan money to friends and family with confidence. Zirtue allows you to get paid back with automatic monthly (ACH) loan payments from the Borrowers bank account to your bank account. Zirtue automates and simplifies the repayment process, so you can focus on your relationships.

We've all either loaned to or borrowed money from our friends and family with reasonable expectations that everything will go smooth. The reality is usually something different, unexpected or just awkward.

YOUR FRIENDS | YOUR MONEY | YOUR TERMS | AUTOMATED MONTHLY PAYMENTS

LEND & BORROW MONEY
Within minutes you can lend or borrow money with friends and family on your terms.
- Borrow money from friends and family
- Loan money to friends and family
- Digital agreement on loan terms
- Automatic monthly loan payments
- Payment notifications and reminders
- Easy messaging and personal notes
- Personal Dashboard to track your loans

RELATIONSHIP BASED LENDING
Zirtue is a private secure lending app that allows you to leverage your personal relationships instead of your personal credit score to lend and borrow money.

TRACK & MANAGE
Easily track and manage your loan activity using your private dashboard to view all loan activity and message lenders and borrowers. Set automatic deductions to make repayment friendly, easy and without having to think about it.

SIMPLY SAFE & SECURE
Zirtue simplifies loans between friends and family. We're serious about security and use cutting-edge technology to ensure your personal information is fully encrypted and securely stored.

SUBSCRIPTION BASED OPTIONS FOR BORROWERS
Zirtue is always free for Lenders. With a 7-Day Free Trial for Borrowers, Zirtue offers its Software-as-a-Service on a monthly basis ("Subscription Cost") monthly ($5.95), quarterly ($15.95), annually ($49.95) basis subject to auto-renewal. Borrowers can cancel your subscription anytime and all current loans will continue with no service interruption.

We're always listening so please continue to send us comments or suggestions to getintouch@zirtue.com or visit our Terms of Use at https://zirtue.com/legal.html

iOS Store Category:

Primary: Finance

Secondary: Social Networking

App Store

Privacy Policy

Total Ratings

570
5
480
4
25
3
17
2
11
1
41

Screenshots

Zirtue: Lend & Borrow Money screenshot 1Zirtue: Lend & Borrow Money screenshot 2Zirtue: Lend & Borrow Money screenshot 3Zirtue: Lend & Borrow Money screenshot 4Zirtue: Lend & Borrow Money screenshot 5Zirtue: Lend & Borrow Money screenshot 6

Version History

Launched Oct 18, 2018 (over 2 years ago).

Releasing new versions every 19 days, on average.

Jan 11
2021
(Current)
Version 4.1.22.243

This update includes an easy way for every Zirtue user to join the Zirtue Card waitlist! Soon you'll be able to bank with Zirtue in addition to Lending and Borrowing. Hit Bank on the dashboard to sign up now!

Dec 20
2020
Version 4.1.20

This update includes an easy way for every Zirtue user to join the Zirtue Card waitlist! Soon you'll be able to bank with Zirtue in addition to Lending and Borrowing. Hit Bank on the dashboard to sign up now!

Nov 25
2020
Version 4.1.18

This update includes an easy way for every Zirtue user to join the Zirtue Card waitlist! Soon you'll be able to bank with Zirtue in addition to Lending and Borrowing. Hit Bank on the dashboard to sign up now!

Nov 20
2020
Version 4.1.17

This update includes an easy way for every Zirtue user to join the Zirtue Card waitlist! Soon you'll be able to bank with Zirtue in addition to Lending and Borrowing. Hit Bank on the dashboard to sign up now!

Nov 09
2020
Version 4.1.16

This update includes an easy way for every Zirtue user to join the Zirtue Card waitlist! Soon you'll be able to bank with Zirtue in addition to Lending and Borrowing. Hit Bank on the dashboard to sign up now!

Oct 27
2020
Version 4.1.15

This update includes an easy way for every Zirtue user to join the Zirtue Card waitlist! Soon you'll be able to bank with Zirtue in addition to Lending and Borrowing. Hit Bank on the dashboard to sign up now!

Sep 23
2020
Version 4.1.13

This update includes an easy way for every Zirtue user to join the Zirtue Card waitlist! Soon you'll be able to bank with Zirtue in addition to Lending and Borrowing. Hit Bank on the dashboard to sign up now!

Aug 26
2020
Version 4.1.10

This update includes an easy way for every Zirtue user to join the Zirtue Card waitlist! Soon you'll be able to bank with Zirtue in addition to Lending and Borrowing. Hit Bank on the dashboard to sign up now!

Aug 18
2020
Version 4.1.9

This update includes an easy way for every Zirtue user to join the Zirtue Card waitlist! Soon you'll be able to bank with Zirtue in addition to Lending and Borrowing. Hit Bank on the dashboard to sign up now!

Jul 24
2020
Version 4.1.8

This update includes an easy way for every Zirtue user to join the Zirtue Card waitlist! Soon you'll be able to bank with Zirtue in addition to Lending and Borrowing. Hit Bank on the dashboard to sign up now!

Jul 07
2020
Version 4.1.5

This update includes an easy way for every Zirtue user to join the Zirtue Card waitlist! Soon you'll be able to bank with Zirtue in addition to Lending and Borrowing. Hit Bank on the dashboard to sign up now!

Jun 30
2020
Version 4.1.3

Introducing the ability for you to pay your bills through the Zirtue app. We're now partnering with many of your favorite businesses to help you get the relief you need. Just select a business and a friend or family member to transact with. It's just as simple as our loan process has always been!
-- The loan process is now much quicker. We took out some extra pages and made it easier now for you to get the money you need when you need it
-- Bugs that hurt the user experience have been squashed, making Zirtue a better app for all

Jun 14
2020
Version 4.1.2

Introducing the ability for you to pay your bills through the Zirtue app. We're now partnering with many of your favorite businesses to help you get the relief you need. Just select a business and a friend or family member to transact with. It's just as simple as our loan process has always been!
-- The loan process is now much quicker. We took out some extra pages and made it easier now for you to get the money you need when you need it
-- Bugs that hurt the user experience have been squashed, making Zirtue a better app for all

Jun 07
2020
Version 4.1.1

Introducing the ability for you to pay your bills through the Zirtue app. We're now partnering with many of your favorite businesses to help you get the relief you need. Just select a business and a friend or family member to transact with. It's just as simple as our loan process has always been!
-- The loan process is now much quicker. We took out some extra pages and made it easier now for you to get the money you need when you need it
-- Bugs that hurt the user experience have been squashed, making Zirtue a better app for all

May 29
2020
Version 4.1

Introducing the ability for you to pay your bills through the Zirtue app. We're now partnering with many of your favorite businesses to help you get the relief you need. Just select a business and a friend or family member to transact with. It's just as simple as our loan process has always been!
-- The loan process is now much quicker. We took out some extra pages and made it easier now for you to get the money you need when you need it
-- Bugs that hurt the user experience have been squashed, making Zirtue a better app for all

May 07
2020
Version 4.0

Introducing the ability for you to pay your bills through the Zirtue app. We're now partnering with many of your favorite businesses to help you get the relief you need. Just select a business and a friend or family member to transact with. It's just as simple as our loan process has always been!
-- The loan process is now much quicker. We took out some extra pages and made it easier now for you to get the money you need when you need it
-- Bugs that hurt the user experience have been squashed, making Zirtue a better app for all

Jan 31
2020
Version 3.13

Here’s what under the hood in this update:

— Zirtue is 100% FREE for Lenders! Borrowers pay one low subscription cost with unlimited access and no service fees

— Now you can personalize your loan request with a personal note in your own words

— Fixed a few bugs that created a few headaches to create a better user experience

Jan 15
2020
Version 3.12

Here’s what under the hood in this update:

— Zirtue is 100% FREE for Lenders! Borrowers pay one low subscription cost with unlimited access and no service fees

— Now you can personalize your loan request with a personal note in your own words

— Fixed a few bugs that created a few headaches to create a better user experience

Dec 31
2019
Version 3.11

Here’s what under the hood in this update:

— Zirtue is 100% FREE for Lenders! Borrowers pay one low subscription cost with unlimited access and no service fees

— Now you can personalize your loan request with a personal note in your own words

— Fixed a few bugs that created a few headaches to create a better user experience

Dec 17
2019
Version 3.9

Here’s what under the hood in this update:

— Zirtue is 100% FREE for Lenders! Borrowers pay one low subscription cost with unlimited access and no service fees

— Fixed a few bugs that created a few headaches to create a better user experience

Dec 14
2019
Version 3.8

Here’s what under the hood in this update:

— Zirtue is 100% FREE for Lenders! Borrowers pay one low subscription cost with unlimited access and no service fees

— Fixed a few bugs that created a few headaches to create a better user experience

Dec 13
2019
Version 3.7

Here’s what under the hood in this update:

— Zirtue is 100% FREE for Lenders! Borrowers pay one low subscription cost with unlimited access and no service fees

— Fixed a few bugs that created a few headaches to create a better user experience

Dec 10
2019
Version 3.6

Here’s what under the hood in this update:

— Zirtue is 100% FREE for Lenders! Borrowers pay one low subscription cost with unlimited access and no service fees

— Fixed a few bugs that created a few headaches to create a better user experience

Dec 07
2019
Version 3.5

Here’s what under the hood in this update:

— Zirtue is 100% FREE for Lenders! Borrowers pay one low subscription cost with unlimited access and no service fees

— Fixed a few bugs that created a few headaches to create a better user experience

Dec 04
2019
Version 3.4

Here’s what under the hood in this update:

— Zirtue is 100% FREE for Lenders! Borrowers pay one low subscription cost with unlimited access and no service fees

— Fixed a few bugs that created a few headaches to create a better user experience

Nov 26
2019
Version 3.1

Here’s what under the hood in this update:

— Zirtue is 100% FREE for Lenders! Borrowers pay one low subscription cost with unlimited access and no service fees

— Zirtue partners with Kiva.org to donate $1 per month for each active subscription — Let’s pay it forward!

— Fixed a few bugs that created a few headaches to create a better user experience

Sep 29
2019
Version 3.0

Here’s what under the hood in this update:

— Pay Back Dates are here! Now you can set a one-time pay back date for your loan instead of monthly payments.

— Fixed bug with user registration to create a better user experience

— We hope you like our new loan payment details screen

— We slimmed down the app to make it faster while adding more security

Sep 24
2019
Version 2.9

Here’s what under the hood in this update:

— Pay Back Dates are here! Now you can set a one-time pay back date for your loan instead of monthly payments.

— Fixed bug with user registration to create a better user experience

— We hope you like our new loan payment details screen

— We slimmed down the app to make it faster while adding more security

Aug 27
2019
Version 2.7

Here’s what under the hood in this update:

— Pay Back Dates are here! Now you can set a one-time pay back date for your loan instead of monthly payments.

— Fixed bug issue with user registration to create a better user experience

— We hope you like our new loan payment details screen

— We slimmed down the app to make it faster while adding more security

Aug 19
2019
Version 2.6

Fixing bugs and making continuous improvements is a virtue. Zirtue continues to add new features and awesome enhancements based on your amazing feedback.

Keep your Zirtue app updated so you always have the latest and greatest. Here’s what under the hood in this update:

— AT&T payment processing for wireless, cable and telephone bills. Now you can borrow money from your friends and family to pay your AT&T bill directly through the Zirtue app!

— Two Factor Authentication to protect your Zirtue account.

— Enhance security and fraud prevention features.

— Updated screens, bank linking and dashboard for a better experience.

— Last but not least, we've add the Pay By Date you've been requesting as a one-time payment option instead of monthly payments.

Did you know that you can invite your friends and family and we’ll send you both $5 when they complete their first loan on Zirtue?

Jul 10
2019
Version 2.4

Fixing bugs and making continuous improvements is a virtue. Zirtue continues to add new features and awesome enhancements based on your amazing feedback.

Keep your Zirtue app updated so you always have the latest and greatest. Here’s what under the hood in this update:

— AT&T payment processing for wireless, cable and telephone bills. Now you can borrow money from your friends and family to pay your AT&T bill directly through the Zirtue app!

— Two Factor Authentication to protect your Zirtue account.

— Enhance security and fraud prevention features.

— Updated screens, bank linking and dashboard for a better experience.

Did you know that you can invite your friends and family and we’ll send you both $5 when they complete their first loan on Zirtue?

Jul 03
2019
Version 2.3

Fixing bugs and making continuous improvements is a virtue. Zirtue continues to add new features and awesome enhancements based on your amazing feedback.

Keep your Zirtue app updated so you always have the latest and greatest. Here’s what under the hood in this update:

— AT&T payment processing for wireless, cable and telephone bills. Now you can borrow money from your friends and family to pay your AT&T bill directly through the Zirtue app!

— Two Factor Authentication to protect your Zirtue account.

— Enhance security and fraud prevention features.

— Updated screens, bank linking and dashboard for a better experience.

Did you know that you can invite your friends and family and we’ll send you both $5 when they complete their first loan on Zirtue?

May 31
2019
Version 2.2

Fixing bugs and making continuous improvements is a virtue. Zirtue continues to add new features and awesome enhancements based on your amazing feedback.

Keep your Zirtue app updated so you always have the latest and greatest. Here’s what under the hood in this update:

— AT&T payment processing for wireless, cable and telephone bills. Now you can borrow money from your friends and family to pay your AT&T bill directly through the Zirtue app!

— Two Factor Authentication to protect your Zirtue account.

— Enhance security and fraud prevention features.

— Updated screens and dashboard for a better experience.

Did you know that you can invite your friends and family and we’ll send you both $5 when they complete their first loan on Zirtue?

May 17
2019
Version 2.0

Fixing bugs and making continuous improvements is a virtue. Zirtue continues to add new features and awesome enhancements based on your amazing feedback.

Keep your Zirtue app updated so you always have the latest and greatest. Here’s what under the hood in this update:

— AT&T payment processing for wireless, cable and telephone bills. Now you can borrow money from your friends and family to pay your AT&T bill directly through the Zirtue app!

— Two Factor Authentication to protect your Zirtue account.

— Enhance security and fraud prevention features.

— Updated screens and dashboard for a better experience.

Did you know that you can invite your friends and family and we’ll send you both $5 when they complete their first loan on Zirtue?

Feb 09
2019
Version 1.0.13

Fixing bugs and making continuous improvements is a virtue. Zirtue continues to add new features and awesome enhancements based on your amazing feedback.

Keep your Zirtue app updated so you always have the latest and greatest.

Jan 31
2019
Version 1.0.12

Fixing bugs and making continuous improvements is a virtue. Zirtue continues to add new features and awesome enhancements based on your amazing feedback.

Keep your Zirtue app updated so you always have the latest and greatest.

Jan 15
2019
Version 1.0.10

Fixing bugs and making continuous improvements is a virtue. Zirtue continues to add new features and awesome enhancements based on your amazing feedback.

Jan 03
2019
Version 1.0.9

Fixing bugs and making continuous improvements is a virtue. Zirtue continues to add new features and awesome enhancements based on your amazing feedback

Dec 15
2018
Version 1.0.8

Fixing bugs and making continuous improvements is a virtue. Zirtue continues to add new features and awesome enhancements based on your amazing feedback.

Nov 27
2018
Version 1.0.7

Continuous improvements and new features. Thank you for your amazing feedback.

Nov 07
2018
Version 1.0.6

Continuous improvements and new features. Lending and Borrowing money with friends and family just got easier. Thank you for your amazing feedback.

Oct 25
2018
Version 1.0.2

Continuous improvements and new features. Thank you, for your amazing feedback.

Oct 18
2018
Version 1.0

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