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Description

Petal's aim is to bring financial innovation and opportunity to everyone. We use modern technology to help people build credit, avoid debt, and spend responsibly. Instead of looking at just credit scores, we use millions of additional data points to help more people qualify for credit, even if they've never had it before.

PETAL 1 is designed for those who are seeking to improve their credit score. It has no annual fee and you can get approved for a credit limit between $500 - $5,000. See our current APR ranges at https://www.petalcard.com

PETAL 2 is our most advanced card yet. With Petal 2 you can enjoy all the perks of a cash back card without any of the fees. No annual fee, late payment fee, foreign transaction fee, or any-other-kind of fee. You can get approved for a limit between $500 - $10,000. See our current APR ranges at https://www.petalcard.com

MORE CASH BACK AT MORE PLACES - Both cards come loaded with 2% - 10% cash back offers from top brands and over 500 local businesses.

STAY IN CONTROL - With our app you’ll be able to track your credit score, set a budget, manage subscriptions, and see all your accounts in one place so you’re always on top of your money.

BUILT TO BUILD - Petal reports to all three credit bureaus, and previous credit history is not required to qualify.

GREAT RATES - Better technology means lower variable APR’s. See our current APR ranges at https://www.petalcard.com

FEES? - Petal 1 has late and bounced payment fees. But there are no fees of any kind on Petal 2.

UNBELIEVABLE - You actually read this far, thanks!

iOS Store Category:

Primary: Finance

App Store

Privacy Policy

Total Ratings

5.8K
5
5.3K
4
350
3
71
2
23
1
98

Screenshots

Petal Card screenshot 1Petal Card screenshot 2Petal Card screenshot 3Petal Card screenshot 4Petal Card screenshot 5Petal Card screenshot 6Petal Card screenshot 7

Version History

Launched Sep 18, 2018 (about 2 years ago).

Releasing new versions every about 1 month, on average.

Nov 23
2020
(Current)
Version 4.1.0

Usability improvements and bug fixes

Nov 16
2020
Version 4.0.4

Usability improvements and bug fixes

Oct 02
2020
Version 3.1.1

We're adding offers local to you! Check your app to find perks nearby
As always, we fixed some bugs and improved performance

Aug 07
2020
Version 3.1.0

Fresh new app look (we updated our colors & illustrations)
We're adding offers local to you! Check your app to find perks nearby
As always, we fixed some bugs and improved performance

Jul 17
2020
Version 3.0.0

Fresh new app look (we updated our colors & illustrations)
We're adding offers local to you! Check your app to find perks nearby
As always, we fixed some bugs and improved performance

Jun 26
2020
Version 2.0.0

Bug fixes and performance improvements

Apr 10
2020
Version 1.17.0

- Snappier than ever.We fixed bugs and made performance improvements.
- Want to stay in control of your purchases? We now send notifications for your transactions.
- Choose when your recurring payment gets proccessed - align it with your paychecks

Mar 11
2020
Version 1.16.0

- Can't keep track of all your subscriptions? Move them to Petal and we'll do it for you in the all-new Subscriptions Center! See them on the Insights page.
- See your purchases and total spend at specific categories or merchants by clicking on them in the Insights page.
- Snappier than ever. We fixed bugs and made performance improvements.

Jan 23
2020
Version 1.15.0

- Earn extra cash back, up to 10%, with select merchants.
- Every transaction categorized so you know how you're spending your money

Dec 05
2019
Version 1.14.0

- See the logos of your favorite brands in the Activity Feed
- Add your Petal Card to Apple Pay and just tap to pay
- All new swipe gesture makes payments a breeze

And as always, bug fixes & performance improvements!

Nov 21
2019
Version 1.13.0

- See the logos of your favorite brands in the Activity Feed
- Add your Petal Card to Apple Pay and just tap to pay
- All new swipe gesture makes payments a breeze

Oct 03
2019
Version 1.12.0

Performance improvements and bug fixes.

Sep 25
2019
Version 1.11.0

Bug fixes and performance updates.

Sep 05
2019
Version 1.10.0

Bug fixes and performance updates.

Aug 14
2019
Version 1.9.0

Bug fixes and performance updates.

Jul 23
2019
Version 1.7.0

- Choose which connected accounts are shown on your Petal dashboard. You can also remove connections you no longer need.

- See how many more on-time payments you need to increase your cash back status. No need to countdown with your fingers!

Jun 26
2019
Version 1.6.0

* You can now see and track your credit score in-app.
* Perks has an updated look: you can see how close you are to leveling up your Perks status

May 14
2019
Version 1.5.0

We've added in-app support for our Perks program and a new feature, spending planner. Open the app to take a look!

Mar 11
2019
Version 1.3.4

Visiting pages on dashboard.petalcard.com in a browser will now prompt you to open them in the Petal app

Feb 19
2019
Version 1.3.0

We're constantly updating and iterating our app - this time around, we just squashed some bugs

Dec 28
2018
Version 1.2.0

We're constantly updating and iterating our app - this time around, we just squashed some bugs

Oct 27
2018
Version 1.1.0

Bug fixes and updated copy

Oct 01
2018
Version 1.0.1

We fixed some bugs for you!

Sep 18
2018
Version 1.0.0

Click to see more