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Description

Nigeria's first fully digital bank, designed to help you save more.
Schedule transfers, save and pay bills automatically, get your bank card delivered to you anywhere in Nigeria and get up to 10% interest on your savings.

What's great about ALAT?

- Open an account in less than 5 minutes.

- Schedule transfers and bill payments.

- Save easily with automated goal saving.

- In-app debit card pin setting.

- Free bank card delivery anywhere in Nigeria.

- Control your bank card from your phone.

- Works with all Nigerian bank cards.

- No hidden charges.

- Up to 10% interest on savings.

If you're tired of regular old banks and you want to take control of your money, ALAT is for you. Join us!

There's more good stuff on https://alat.ng.

If you're curious or you need help, send an email to help@alat.ng or call 0700CALLALAT.

*Requires a working internet connection. SMS and data charges may apply.

iOS Store Category:

Primary: Finance

App Store

Privacy Policy

Total Ratings

190
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80
4
18
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1
53

Screenshots

ALAT screenshot 1ALAT screenshot 2ALAT screenshot 3ALAT screenshot 4ALAT screenshot 5ALAT screenshot 6

Version History

Launched Apr 21, 2017 (over 3 years ago).

Releasing new versions every about 2 months, on average.

Nov 24
2020
(Current)
Version 4.0.2

We love that ALAT is helping you do much more!
Here's what's we've added to make it more refreshing:
- you can now make faster transactions with Quick links.
- we've made Account reactivation simpler.
- you can now share the app or refer a friend using a referral code.
- the Virtual Dollar Card is back and working better
- You can also take a loan to buy new devices and repay in bits.
- More fixes to make things run smoother

Oct 01
2020
Version 4.0.1

We've revamped ALAT to help you do much more!

Here's what's been added:

- we've made signing up much simpler.

- you can make payments with the QR Code

- You asked, so we brought back the Virtual Dollar Card.

- Simply request for your debit card on the app.

- You can also take a loan to buy new devices and repay in bits.

- More fixes to make things run smoother

Sep 18
2020
Version 4.0.0

We've revamped ALAT to help you do much more!

Here's what's been added:

- A personalized your dashboard experience; switch between light and dark modes.
- Signing up is much simpler.
- You asked, so we brought back the Virtual Dollar Card.
- Simply request for your debit card on the app.
- Better loan service and a loan top-up option.
- You can also take a loan to buy new devices and payback in bits.
Note: You may be asked to validate your device when updating the app.

Apr 23
2020
Version 3.5.1

- Bug fixes
- Feature enhancements

Mar 23
2020
Version 3.5.0

Here's what's new:
- Feature enhancements
- Implemented Dubai visa
- Bug fixes

Oct 20
2019
Version 3.4.1

- Implemented liquidate loan feature.
- Implemented share receipt capability for NIP transfers directly from transaction details.
- Bug fixes.

Oct 01
2019
Version 3.4.0

We've revamped ALAT to make your life even easier!

Here's what's new:

- We've updated our loan offers to include salary earners.

- You can now request receipt after transaction.

- We've also made signing up easier with video tour and text help.

- You can still buy insurance and pay for premium on the app.

- Automatic notifications whenever there's a new app version.

- We added Security Question to help you change or retrieve your PIN or password should you forget.

- More fixes to make things run smoother.

Aug 03
2019
Version 3.3.0

We've revamped ALAT to make your life even easier!

Here's what's new:

- You can now buy insurance policies and pay premiums.

- We've taken out utility bills.

- Reactivate your dormant ALAT account in a few taps.

- Automatic notifications whenever there's a new app version.

- We added Card Control for all cards and a notification to validate your landmark or bus stop when you request a new card.

- Notifications during service delays.

- More fixes to make things run smoother.

Mar 30
2019
Version 3.2.0

We added QuickLinks so you can check your account balance, buy airtime and send money to saved beneficiaries without signing in to the app!

Reactivate your inactive ALAT or Wema Bank account from the app, no bank visit required.

Sign up for ALAT with a foreign phone number and BVN.

We fixed several bugs to make your ALAT experience more enjoyable.

Mar 13
2019
Version 3.1.2

- Routine security update.

Look out for future updates!

Oct 15
2018
Version 3.1.1

- We've fixed several bugs and improved your experience on the app.
- You can now log in to the app and authorise transactions with Face ID on iOS.

Look out for future updates!

Oct 13
2018
Version 3.1

- We've fixed several bugs and improved your experience on the app.

- You can now log in to the app and authorise transactions with Face ID on iOS.

Look out for future updates!

Aug 07
2018
Version 3.0

You can now buy airtime and data, pay bills and send money from your Wema Savings or Current account on ALAT.
You can also view the history of all your Wema Current and Savings accounts.
Receive western union directly into any of your account. You can also transfer FX between accounts in Wema. We fixed some bugs and introduced some improvements in the app.

May 31
2018
Version 2.6

- Don't lose your savings when you need money urgently. You can now get pre-approved loans on savings goals of 100,000 naira and more to keep things running.

- There's a new ALAT referral program called Reward For Two. Everyone who opens an account with your referral code now shares the reward with you. Share your code!

- You can now pay for your driver's license and international passport on the app.

Enjoy ALAT!

Mar 09
2018
Version 2.5

- Group Target Savings lets you save toward a goal with an unlimited number of people and earn interest.

- Rotating Savings lets you save in a group of up to 12 people and receive the group's collective savings when it's your turn.

- Double-secure all your transactions with PIN and Touch authentication.

- First-time debit card requests now require a minimum balance of 2,000 naira. Your account will not be charged and delivery remains free.

- We rooted out some bugs and generally made your experience better.

We really want to be one of the best things in your life. :)

Jan 30
2018
Version 2.4

- Request short-term loans whenever you need them. Tap *Loans* on the menu to begin.

- Create your own ALAT Virtual Dollar Card to pay online in dollars. Your first card won't cost you anything.

- Fund your ALAT account easily from any of your other Nigerian bank accounts.

- Track your debit card requests.

- Look out for pointers on the app menu spotlighting new features.

Just a few more ways we've made banking easier for you.

Jan 20
2018
Version 2.3

We made some bug fixes and improvements to make your experience smoother.

Dec 21
2017
Version 2.2

- You can now buy movie and event tickets on the app. Tap 'Lifestyle' on the menu to give it a spin.

- In-app notifications are live. They're just another way for us to keep you up to date, no spam involved.

- Need a receipt for a specific entry in your account history? Easy stuff. You can now email receipts to yourself.

- You can now top up a Stash whenever you want to, no need to create a new one to save more.

Your bank is looking good and getting smarter.

Dec 02
2017
Version 2.1

We listened to your feedback and made some improvements to the app.

- Stash top-up. You can now top-up your stash goals.

- We fixed a bug in card control. Keep controlling your card whenever you are out of town.

- We also took care of some minor bugs to improve your experience

ALAT will keep getting better for you

Oct 14
2017
Version 2.0

- We've polished your dashboard, placed your most important financial information where you can easily see it and added shortcuts for frequent actions like airtime purchases and transfers.

- You will now get deals from our partners on your dashboard as available. We'll be saving you money on food, transportation and entertainment options.

- Choose your interests to refine the deals and information we send your way.

- The new Stash feature lets you save whatever you want, withdraw without restrictions and still earn 10% interest on your savings. Click the Goals button to use it.

- We squashed a few minor bugs and did some housekeeping to make your life easier.

We're helping you expand your options.

Aug 18
2017
Version 1.62

- You can now receive all six-digit codes for verification by phone call if your codes are not sent by email or text message.

- Web payout links now work smoothly. Feel free to pay people with ALAT Payout.

- We fixed a bug in the recurrent bill payment feature. Keep saving bills you've paid for future payment. It'll save you time.

We're building the bank of your dreams.

Aug 03
2017
Version 1.61

- You now have more control over details in your profile.

- If you're on the Lite version of ALAT, you can now request your debit card.

- The app now remembers details of your local and international cards after one use.

- You can now send money to receiver's mobile phone number or email address.

- You can now set up recurrent airtime and data purchases, and recurrent bill payments.

- We fumigated the app and removed some minor bugs.

ALAT will keep getting better for you.

Jul 11
2017
Version 1.60

- You can now sign up for a fully functional account with a selfie and your signature. Transaction limits apply till required documents are verified.

- The app now remembers details of your local and international bank cards if you choose to save them for future use.

- You can now share the good news of ALAT with your friends and family from the app. Click 'Refer A Friend' on the menu to see how it works.

- We've exterminated some feisty bugs to improve your ALAT experience.

Jun 08
2017
Version 1.57

General bug fixes and improvements.

Jun 06
2017
Version 1.56

Biometric login, General bug fixes and improvements.

May 17
2017
Version 1.55

Performance enhancement

May 04
2017
Version 1.53

Performance enhancement

Apr 25
2017
Version 1.52

Bug fixes.

Improvement in Stability.

General Performance Improvement.

Apr 22
2017
Version 1.50

In-app debit card pin setting.

Apr 21
2017
Version 1.37

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