{"assets":{"app_about":{"about_data":{"description":"Online loans. Minimum documents. Money on the card in 10 minutes.

Fill out an application from in the loan app and get money on a credit online.

Need money in debt? Don't want to fill out questionnaires and collect a lot of papers? Download OnCredit to apply for a loan online in Sri Lanka.

General Loan Terms
✔️ Minimum Applicant Age - 18 years
💰 Minimum Loan Amount Rs. - 15K
💰 Maximum Loan Amount Rs. - 40K
✔️ Minimum Annual Percentage Rate, shares incl. - 16%
✔️ Maximum Annual Percentage Rate, shares excl. - 192%
⌛ Minimum Repayment Period - 121 days
⌛ Maximum Repayment Period - 183 days
✔️ Standard Rate Reduction - Negotiable with an average customer

An example of a online loan repayment plan with the lowest annual percentage rate:
✔️ Loan Amount: Rs. 6K.
✔️ Repayment Period: 121 days.
✔️ Annual Percentage Rate: 16%.
✔️ Repayment Amount: Rs. 6,312.
✔️ Monthly Installment: Rs. 78.

An example of a online loan repayment plan with the highest annual percentage rate:
✔️ Loan Amount: Rs. 15K.
✔️ Repayment Period: 183 days.
✔️ Annual Percentage Rate: 192%.
✔️ Repayment Amount: Rs. 29.4K.
✔️ Monthly Installment: Rs. 2.4K.

Our Services
OnCredit is a money lending service in Sri Lanka that provides convenient opportunities to get fast and easy loans online. We differ from the traditional Sri cash lending institutions in a number of significant ways. Everything is done online, and the entire process is 100% paperless at all stages, including:
1. Application for personal installment loans
2. Submission of the required documentation
3. Online cash loan approval
4. Electronic money transfer

This way, we aim at helping our customers to obtain urgent loans in the most straightforward manner and enjoy a fast and hassle-free application too from in the loan app. If you are looking for personal loan offers, we are pleased to assure you of the fastest and easiest application process with OnCredit, and that you will receive our easy loans in 30 minutes at most.

Pros of Applying for OnCredit Services
We offer considerable advantages over our competitors on the online financial market in this country:
✔️ Our application process is entirely paperless.
✔️ You will never have to fill out any forms as the entire process from A to Z is done online.
✔️ We require minimum documentation for the purpose.
✔️ Your valid national identity card is all you need to get cash fast online.
✔️ We offer continuous financial support.
✔️ We have a convenient mobile loan app.

Once you have completed the loan cash app download, you will be able to get cash fast wherever you are and at any time since our services are available 24 hours a day, seven days a week.

We guarantee prompt approval.

We never take long to process online loan applications, and once approved, you can count on receiving the loan in 30 minutes maximum.

All our terms and conditions are perfectly flexible.

We are always open to negotiations to make the repayment of your loan as hassle-free as possible.

We guarantee absolute clarity and transparency.

You may rest assured that there will be no hidden fees, disguised privacy terms or any other surprises from us. Your repayment schedule and all other terms will be clearly stipulated from the start so that you will know exactly when and how much to pay.

Application Procedure
The actual application process will consist of three easy steps all of which you can complete online:
1. Open the application form on our official webpage or on the mobile app.
2. Fill in your personal and financial information.
3. Upload and submit a photo of you holding your national identity card.

That's all there is to it! 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