NayaPay
One wallet for all your everyday payments
One wallet for all your everyday payments
Total Ratings
Worldwide
Description
Welcome to NayaPay: The financial partner of choice for 1,000,000+ users.
One wallet for all your everyday payments. Send money, pay bills, receive remittances from around the world, chat with friends, and shop worldwide with a free Visa debit card.
Here’s why you’ll love NayaPay:
GET STARTED INSTANTLY
Download the app and set up your account right away - no wait, no fees. All you need is your CNIC and a few minutes of your time. We’ll take care of the rest.
FREE MEANS FREE
Say goodbye to surprises (read: shocks) and unnecessary charges. No hidden fees, no annual charges and no SMS surcharge to worry about. Enjoy a free Visa card, seamless fee-free money transfers to one another and complete transparency about your money.
GO INTERNATIONAL WITH VISA
You’ll get your FREE Visa Virtual debit card on your phone immediately upon account creation. Get a physical Visa debit card delivered to your doorstep for in-store shopping and cash withdrawals from ATMs anywhere in the world.
YOU’RE IN CONTROL
Order a new card, set spending limits, freeze or unfreeze your card, change your PIN, enable or disable international transactions, online payments and contactless payments - all from within your app.
SEAMLESS MONEY TRANSFERS
Make free, instant money transfers to any bank. Your mobile number serves as your NayaPay account number, easy to remember and share with anyone to receive funds. Connect your Raast ID to your NayaPay account to send and receive money through Raast.
BILL PAYMENTS MADE EASY
Manage all your bills in one place. Pay hundreds of merchants from K-Electric, LESCO, and MEPCO to SNGPL, SSGC, and StormFiber right through the app. We’ll also send you reminders when your bill is due, helping you avoid pesky late payment penalties.
GLOBAL REMITTANCES
Looking to receive home remittance or freelance payments from abroad? Simply share your NayaPay IBAN, and our global remittance partners, including Payoneer, Western Union, Wise, Remitly, RIA, ACE, and more, will handle the rest. Your funds will be deposited directly in your account.
ADD MONEY TO START SPENDING
Link your bank account to effortlessly add funds to your NayaPay app. Deposit cash at partner banks or transfer money from any bank to NayaPay to load up your account and get cracking.
TOP UP AND MORE
Whether it’s Prepaid, Postpaid, or handy bundles, we’ve got you covered for Ufone, Telenor, Zong, and Jazz. From call packages to data bundles for Whatsapp, Facebook, Youtube, Tiktok, and PUBG, find all your mobile top-up needs in one place.
WE’LL TAKE YOU PLACES
Catching a flight? Pay for your Fly Jinnah ticket directly through the NayaPay app. Would you rather go on a road trip? We’ve got you there too. Ditch the toll queues, recharge your M-Tag using the app and have a smooth journey!
CHAT YOUR PAYMENTS AWAY
Add meaning to money transfers with payment notes. Chat with your friends, share photos, send voice notes, and much more. When words fall short, use our fun stickers to express yourself.
STAY ON TOP OF YOUR FINANCES
Track all your transactions with detailed, easy-to-understand transaction history. Manage your finances with digital receipts, making record-keeping a breeze.
NEVER LOSE SIGHT OF YOUR MONEY
You know what’s come in and what’s gone out instantly. Receive instant push notifications for every transaction - we’ll update you as soon as you send, receive and spend money so you’re always in the know.
YOU’RE SAFE WITH US
Enjoy secure transactions. NayaPay is PCI DSS and ISO 27001 certified. Each transaction is protected by fingerprint/Face ID or MPIN verification, ensuring only you can authorize payments.
NayaPay has been featured internationally by Forbes, TechCrunch, Nikkei Asia, Fintech Finance, Tech in Asia, Tech Node Global, The Asian Banker and more.
We are here to help, 24/7. Reach out to us via in-app chat, email at support@nayapay.com or give us a call on +(9221) 111-222-729.
Screenshots
Version History
Releasing updates every 12 days on average. Last update 15 days ago.
Thanks for updating the app! Hey, did you know you can add a little payment note when sending money to your NayaPay friends? You know what to do for your next transfer - get creative!
This update squashes some bugs and brings you a bit more flexibility. We know some of you (perhaps a bit indecisive) wanted to change your email address during wallet creation, but it wasn’t an option—well, now it is!
Not much to see here - just everything you love, working even better with this update!
What’s better than four telco options? Five! With SCOM now in the mix, you can easily top up your mobile and subscribe to SCOM prepaid packages.
Bank of Punjab account holders, this one's for you! Link your BOP account to NayaPay and pay over 1,100 merchants on the app.
No big changes this time around. But here’s a fun tip: next time you send your friends a Gift Envelope, add a note to personalize it. It’s the little details that count!
With this update, you can contribute to the Prime Minister's Relief Fund for Gaza and Lebanon directly through your NayaPay app.
Bugs? We don't let them stick around. We’ve fixed a UI bug in the Bills chat widget for a smoother visual experience.
Just a few lines of code refined to boost app performance, stability, and responsiveness.
We’ve reimagined money transfers to banks and wallets to make the process quicker, simpler, and more intuitive than ever. Update now to experience it and share your feedback!
We’ve resolved a bug in the change password process. You can now change your password seamlessly without encountering any issues.
We've fine-tuned the workings behind our OTPs, along with minor improvements and optimizations to keep things running smoothly.
We know little things matter, and this update gets them just right. You may not spot every tweak but the app's experience is smoother than ever.
Additional security update: if you reset your MPIN, your bank accounts will be automatically delinked.
As always, this update is all about giving you more. We have increased the daily cash withdrawal limit to Rs. 50,000 - that's five times more than before!
Some bugs are too small to catch your eye. That doesn't stop us from fixing them though. The app is now improved to provide you a better experience.
To enhance security, we've made email verification mandatory for all users. All important notifications and OTPs will now be sent to your verified email address. Please verify your email via the app settings to ensure uninterrupted service.
Bugs? Bashed. Crashes? Banished.
Have our efforts paid off? Let us know by leaving a review.
Something not quite right? Reach out to us, and we’ll fix it up!
Heads Up! In our latest update, we’ve increased security by limiting MPIN attempts to 5.
We're on cloud nine about Fly Jinnah on NayaPay, and we know you are too! This update brings a smoother and more secure experience of paying for your Fly Jinnah tickets through the app.
Just swept out those bugs to make your app experience better than ever. Isn't it great when things work seamlessly?
But wait, there’s more! Book your Fly Jinnah tickets using NayaPay - it’s easy, secure, and right on your fingertips. Happy travels!
We may not have major changes to report this time around, but we did get rid of some pesky bugs and made minor improvements.
It's one of those 'blink and you'll miss it' updates. In this release, we've fine-tuned some details and improved overall performance.
Oh boy, this is a big one: sending money is a whole new experience - it’s faster, smoother and just plain better.
We noticed how much you love using NayaPay to pay your StormFiber bill (and we can't blame you - it's awesome!). So, we've been working hard to make that experience even better for you. Our latest update is all about making StormFiber bill payments smoother and more secure.
Good news, travelers! You can now recharge your M-Tag with NayaPay. This update is all about making your road trips smoother and your toll payments a breeze. Update and enjoy the ride.
We noticed that your NayaPay wallet gets a little light sometimes – so we've added a low wallet balance banner to give you a friendly nudge when it's time to top up. Keep an eye out for a snackable surprise coming your way in Quick Pay. All will be revealed soon!
We noticed that your NayaPay wallet gets a little light sometimes – so we've added a low wallet balance banner to give you a friendly nudge when it's time to top up. Keep an eye out for a snackable surprise coming your way in Quick Pay. All will be revealed soon!
We get it, things go missing. If your card is lost, stolen or compromised, you can permanently block it through the app. No fuss, no delays.
This update focuses on routine maintenance and bug fixes to ensure a seamless experience.
We’ve fine-tuned the app with optimisations and greater visibility of failed international transactions.
We may not have major changes to report this time around, but we did get rid of some pesky bugs and made minor improvements.
We’ve been busy behind the scenes making the app work like a well-oiled machine. Our latest update includes bug fixes and minor improvements to keep things running smoothly.
Deeper visibility of fees and government taxes applicable on international card transactions in all transaction receipts so you as a customer have full clarity on all components of your payments on NayaPay.
New features are on the way. Stay tuned.
This one’s all about platform optimisations and bug fixes. You may not notice the changes immediately, but there’s plenty going on under the surface. The app is objectively better today than it was yesterday. Let us know if you run into any problems by dropping us a line at feedback@nayapay.com
-We’ve revamped Bills! Subscribing to bills is more intuitive. You can manage your finances better, with reminders before due dates to avoid late payment fines
-Dispute Center was rebuilt from the ground up - although we hope you won’t need it often! If you do file a dispute, you’ll now get status updates. You can also update your dispute from within the app
-We’ve been busy building our Global Remittances network. You can view a growing list of our partners - Add Money > International Transfers
-We’ve revamped Bills! Subscribing to bills is more intuitive. You can manage your finances better, with reminders before due dates to avoid late payment fines
-Dispute Center was rebuilt from the ground up - although we hope you won’t need it often! If you do file a dispute, you’ll now get status updates. You can also update your dispute from within the app
-We’ve been busy building our Global Remittances network. You can view a growing list of our partners - Add Money > International Transfers
-We’ve revamped Bills! Subscribing to bills is more intuitive. You can manage your finances better, with reminders before due dates to avoid late payment fines
-Dispute Center was rebuilt from the ground up - although we hope you won’t need it often! If you do file a dispute, you’ll now get status updates. You can also update your dispute from within the app
-We’ve been busy building our Global Remittances network. You can view a growing list of our partners - Add Money > International Transfers
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