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Please note that NairaPlus does not require you to make any form of payment before applying for a loan.

There's another app on Playstore with a similar name and it is known for defrauding people. We have no affiliation with that app and will not be held responsible for any form of loss or data theft.

Loan Applicant Minimum Requirement
* Age between 20 to 60
* Nigeria Citizenship
* BVN holder

RATES AND FEES

The Quick Loan App offer:
* Loan Amount: ₦2000 - ₦50,000
* Loan Term: 92 - 365 days
* Interest rate: 16% -21% APR
* Service Fee: 0

Example Fees: For a borrower who receives a ₦1000 for a 180-days term, they would be charged a interest fee as low as 7.8%, which would be ₦78, and so a total payment of ₦1078.
₦1078 (total repayment amount) = ₦1000(loan amount) + ₦78 (interest) + ₦0 (service fee)

IT’S EASY TO GET STARTED

* Download the NairaPlus APP
* Register for an account using your BVN number.
* Secure your identity in 3 simple steps through the app.
* Verify your identity code through our secure system.
* Get money sent directly to your Bank account.
* Repay on time to get a credit limit up to ₦50,000.
* Repay your loan with online bank account payment or or offline transfer to our company account.
* You can pay in full or make partial payments anytime before due date.
* Easy repayment schedule keeps you on track with your payments.

PERSONAL LOANS TO COVER YOUR FINANCIAL NEEDS
With NairaPlus, you can apply for an online loan to
- pay for the little extra expense you want for your new smartphone, motorcycle, household products
- pay the education course you or your child really want to pursue
- pay off unexpected expenses,
- buy airtime top-up
- get the extra money to scale your business
- extra money to upgrade your lifestyle and fulfil your travel dream
whatever you need

OTHER BENEFITS

Low interest & flexible repayment schedule
100% digital process
No hidden charges

Ready to get started?
Install the NairaPlus App Now!

SAFE AND SECURE

When you download APP, we will ask for permissions to use the data on your phone including your SMS history and other information in order to verify your identity and create a credit score. We take privacy very seriously and your personal information will never be shared without your direct permission.

CONTACT US
We’re always excited to hear from you!
Message us on WhatsApp : +234 7030919031
Office Address: Lekki, Lagos, Nigeria","icon_cdn_path":{"32x32":"https://d1nxzqpcg2bym0.cloudfront.net/google_play/com.nairaplus.cashloan.moneycredit/257dd2d8-d266-11ea-ad31-11543a446e4f/32x32","64x64":"https://d1nxzqpcg2bym0.cloudfront.net/google_play/com.nairaplus.cashloan.moneycredit/257dd2d8-d266-11ea-ad31-11543a446e4f/64x64","128x128":"https://d1nxzqpcg2bym0.cloudfront.net/google_play/com.nairaplus.cashloan.moneycredit/257dd2d8-d266-11ea-ad31-11543a446e4f/128x128"},"primary_category_id":39,"publisher_url":"https://play.google.com/store/apps/developer?gl=ng&id=NairaPlus","screenshot_urls":["https://play-lh.googleusercontent.com/qkDIu4aURV_QRJ0hO4uZkflJ_38ujC46LZt9NlrWvR_d1T8ix2q1xzrlxp57js-4JUL6","https://play-lh.googleusercontent.com/wEjSsST_zM_zB_ledETbzdozPLBDJcA6PSK8M0dncTSfo3bIeeOQMiKDlZUmc_uc83o","https://play-lh.googleusercontent.com/YH45ujhC4_JD2bONXJ3ziFJxyzSsUgAD8-ShgzY-oy1sH8PY6x7CNDSwJ2QC7c0hfzQ","https://play-lh.googleusercontent.com/IrMnf3XUnn93_rAny6ZSQcPSAteYZC7jCqgbato9NoMtCUDJ8nRqGKAWzi6SJV-zmVU","https://play-lh.googleusercontent.com/GV1ZQHrV5LYij7PbYmA64grC_DrBP9LVcDrMyRCyHrjct-NDbCDwZ75BitMy0MRmuA4"],"name":"NairaPlus - Personal Loans","app_id":"com.nairaplus.cashloan.moneycredit","category_ids":[39,15],"released_on":"2020-07-11","publisher_id":2442930,"url":"https://play.google.com/store/apps/details?id=com.nairaplus.cashloan.moneycredit&hl=en","publisher_name":"NairaPlus","icon_url":"https://play-lh.googleusercontent.com/3VO0kb0ETv_27aMfcQPOmK9mJZ-YYxT2BS7zzgrqOHJSRPcqD2y8JIsL3g8NJ-_0ut0","price":0.0,"screenshot_cdn_paths":["https://d1nxzqpcg2bym0.cloudfront.net/google_play/com.nairaplus.cashloan.moneycredit/e8f5f9d0-faaa-11eb-8ae3-2fa9882f3a1a/640","https://d1nxzqpcg2bym0.cloudfront.net/google_play/com.nairaplus.cashloan.moneycredit/e91650ae-faaa-11eb-b937-15135ce4b9b9/640","https://d1nxzqpcg2bym0.cloudfront.net/google_play/com.nairaplus.cashloan.moneycredit/1eed56a2-e96f-11eb-81e4-09e729ffdd9d/640","https://d1nxzqpcg2bym0.cloudfront.net/google_play/com.nairaplus.cashloan.moneycredit/1f0beff4-e96f-11eb-8f71-1d558e204a82/640","https://d1nxzqpcg2bym0.cloudfront.net/google_play/com.nairaplus.cashloan.moneycredit/1f2a64ca-e96f-11eb-b0ea-4ddbf3eb24e7/640"],"avg_release_interval":null,"categories_list":[{"category_id":39,"category_name":"Applications","type":"primary","is_performance_available":false},{"category_id":15,"category_name":"Finance","type":"secondary","is_performance_available":true}],"iap_present":false,"ads_present":false,"subtitle":"MAKING LOANS SIMPLE Get a cash loan from your mobile anytime, anywhere!","released_date_formatted":"Jul 11, 2020","released_on_dev_date_formatted":null},"ratings":{"total_ratings":null,"avg_rating":null,"ratings_breakdown":null},"versions":[{"version":"1.0.0.9","release_date":"2022-04-13","description":"User experience improved","app_id":"com.nairaplus.cashloan.moneycredit","formatted_release_date":"Apr 13, 2022"},{"version":"1.0.0.8","release_date":"2022-04-13","description":"User experience improved","app_id":"com.nairaplus.cashloan.moneycredit","formatted_release_date":"Apr 13, 2022"},{"version":"1.0.0.7","release_date":"2022-01-05","description":"User experience improved","app_id":"com.nairaplus.cashloan.moneycredit","formatted_release_date":"Jan 05, 2022"},{"version":"1.0.0.6","release_date":"2020-11-27","description":"User experience improved","app_id":"com.nairaplus.cashloan.moneycredit","formatted_release_date":"Nov 27, 2020"},{"version":"1.0.0.5","release_date":"2020-10-23","description":"User experience improved","app_id":"com.nairaplus.cashloan.moneycredit","formatted_release_date":"Oct 23, 2020"},{"version":"1.0.0.4","release_date":"2020-10-12","description":"User experience improved","app_id":"com.nairaplus.cashloan.moneycredit","formatted_release_date":"Oct 12, 2020"},{"version":"1.0.0.1","release_date":"2020-07-12","description":"Simple, Fast, Secure - Sign up and apply for a loan and receive money directly in your Bank account.
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