{"assets":{"app_about":{"about_data":{"description":"MoreGold is an innovative online lending app in the Philippines that aims to provide convenient and hassle-free financial solutions. With a user-friendly interface and advanced features, MoreGold offers a seamless and quick application process, eliminating the need for paperwork and traditional visits to financial institutions. The app provides a wide range of loan options for different needs, such as emergency expenses, education, home improvement, and business expansion.

Rates and Fees:
Loan Amount: PHP3,000 - PHP15,000
Loan Term: 90 days - 180 days
APR: 20%-26%
Other fees: Transparent without any other hidden fees.
Service Fee: 8%-15%,We will deduct your loan amount with a one-time Service Fee upon disbursement. The service fee will solely depend on your profile evaluation.

Calculation Example:
If you apply for PHP3,000 with a term of 180 days (6 months), the annual interest rate (APR) is 20%, and the one-time service fee is 10%, no other fees, then you will need to repay as following:
The one-time service fee: 3,000*10%=300
Disbursal amount in hand: 3,000-300=27,00
The total interest fee: 3,000*20%*180/360=300
Total amount to repay at due date: 3,000+300=3,300
Monthly repayment: 3,300/6=550

Loan Eligibility:
To be eligible for a loan with MoreGold, you need to meet certain criteria. The app requires applicants to be at least 18 years old, have a valid identification document, and a stable source of income. MoreGold also considers the applicant's credit history and ability to repay the loan. By assessing these factors, MoreGold ensures responsible lending practices and helps individuals access funds that they can comfortably repay.
Company Information:
MoreGold is an OLP operated by SEC licensed company, Thrift Platinum Lending Corp.,which Registration Number is 2020120004404-02, CA Number is 3380.
Customer Support:
MoreGold understands the importance of excellent customer service. The app offers dedicated customer support to assist users with any queries or concerns. Whether you need help with the loan application process or have questions about repayment, the customer support team is readily available to provide assistance. MoreGold strives to provide a seamless and positive experience for its users, ensuring that they feel supported throughout their borrowing journey.
If you have any queries, please contact us at
Email: moregoldcs@gmail.com
Contact Number: 9453678670
Address:8th FLOOR CO BAN KIAT BUILDING Il, 231 JUAN LUNA STREET. BINONDO, MANILA 1006","icon_cdn_path":{},"primary_category_id":39,"publisher_url":"https://play.google.com/store/apps/developer?id=THRIFT+PLATINUM+LENDING+CORP.","screenshot_urls":["https://play-lh.googleusercontent.com/LD2PRZHh25GxOfO_GnSMRbirqYnGyIs9f5FlDe7ePS8b_FxfoH1kN8eH_hA8oVK7KAvA","https://play-lh.googleusercontent.com/6e_9t52wmhGDSwKsZ2eQ-GaABp1-R3Oy2rYE-48CsV1VFGTZoBCYEsCa-rmPh3bFvw","https://play-lh.googleusercontent.com/OChJjXbClcLIXCY_O9xF0rlSOlox8uGCdpsc9eYubaMNV0sg-b8qBaOhVQbmIzLEqGQ","https://play-lh.googleusercontent.com/Y1xRf-iiOYfVwn7mF-vhv0uVs8hbAhtIS0Cn8QWj5T5YMnrNxZQZ80vdgJmjHOUn_Q4","https://play-lh.googleusercontent.com/8eVf0Q9KpBxABOQpTFdWo12GNmmkuEAxcY4uk1LeSpk57rCyyuctBpsI94W4ymL2TQ"],"name":"MoreGold","app_id":"com.moregold.ph.app","category_ids":[39,15],"released_on":"2023-08-23","publisher_id":2863450,"url":"https://play.google.com/store/apps/details?id=com.moregold.ph.app","publisher_name":"THRIFT PLATINUM LENDING CORP.","icon_url":"https://play-lh.googleusercontent.com/4LZd_OfGy6C-zpGxrooU0Gm6C7kMustCY1Ogy_YWoGtTFGCgCtcSU0KVNpl-BgyZgEz9","price":0.0,"screenshot_cdn_paths":["https://play-lh.googleusercontent.com/LD2PRZHh25GxOfO_GnSMRbirqYnGyIs9f5FlDe7ePS8b_FxfoH1kN8eH_hA8oVK7KAvA","https://play-lh.googleusercontent.com/6e_9t52wmhGDSwKsZ2eQ-GaABp1-R3Oy2rYE-48CsV1VFGTZoBCYEsCa-rmPh3bFvw","https://play-lh.googleusercontent.com/OChJjXbClcLIXCY_O9xF0rlSOlox8uGCdpsc9eYubaMNV0sg-b8qBaOhVQbmIzLEqGQ","https://play-lh.googleusercontent.com/Y1xRf-iiOYfVwn7mF-vhv0uVs8hbAhtIS0Cn8QWj5T5YMnrNxZQZ80vdgJmjHOUn_Q4","https://play-lh.googleusercontent.com/8eVf0Q9KpBxABOQpTFdWo12GNmmkuEAxcY4uk1LeSpk57rCyyuctBpsI94W4ymL2TQ"],"avg_release_interval":null,"categories_list":[{"category_id":39,"category_name":"Applications","type":"primary","is_performance_available":false},{"category_id":15,"category_name":"Finance","type":"secondary","is_performance_available":true}],"iap_present":false,"ads_present":false,"subtitle":"Madaling hakbang upang makakuha ng pautang.","released_date_formatted":"Aug 23, 2023","released_on_dev_date_formatted":null},"ratings":{"total_ratings":null,"avg_rating":null,"ratings_breakdown":null},"versions":[{"version":"1.0.1","release_date":"2023-08-24","description":"Update MoreGold app to target Android 13 (API level 33).","app_id":"com.moregold.ph.app","formatted_release_date":"Aug 24, 2023"}],"filters":{"store":"google_play"},"other_data":{"store_id":"com.moregold.ph.app","file_size":0,"os_compatibility":"Android 5.0 and up","age_rating":"Everyone","languages_list":[],"permissions":[{"category":"Location","permissions":[{"name":"ACCESS_COARSE_LOCATION","description":"Allows an app to access approximate location.","category":"Location"}]},{"category":"Camera","permissions":[{"name":"CAMERA","description":"Required to be able to access the camera device.","category":"Camera"}]},{"category":"Other","permissions":[{"name":"ACCESS_NETWORK_STATE","description":"Allows applications to access information about networks.","category":"Other"},{"name":"ACCESS_WIFI_STATE","description":"Allows applications to access information about Wi-Fi networks.","category":"Other"},{"name":"FOREGROUND_SERVICE","description":"Allows a regular application to use Service.startForeground.","category":"Other"},{"name":"INTERNET","description":"Allows applications to open network sockets.","category":"Other"},{"name":"POST_NOTIFICATIONS","description":"Allows an app to post notifications. Protection level: dangerous","category":"Other"},{"name":"READ_SMS","description":"Allows an application to read SMS messages.","category":"Other"},{"name":"RECEIVE_BOOT_COMPLETED","description":"Allows an application to receive the Intent.ACTION_BOOT_COMPLETED that is broadcast after the system finishes booting.","category":"Other"},{"name":"SYSTEM_ALERT_WINDOW","description":"Allows an app to create windows using the type WindowManager.LayoutParams.TYPE_APPLICATION_OVERLAY, shown on top of all other apps.","category":"Other"},{"name":"USE_FINGERPRINT","description":"This constant was deprecated in API level 28. Applications should request USE_BIOMETRIC instead","category":"Other"},{"name":"WAKE_LOCK","description":"Allows using PowerManager WakeLocks to keep processor from sleeping or screen from dimming.","category":"Other"}]}],"interactive_elements":[],"app_products":[],"privacy_url":"https://www.moregold.top/petoSolituInfoLayout","url":"https://play.google.com/store/apps/details?id=com.moregold.ph.app","store":"google_play"}}}}

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