{"assets":{"app_about":{"about_data":{"description":"BN Dhan is a platform with diverse types of loan products. BN Dhan does not directly participate in lending activities, but only provides a platform to facilitate registered non-bank financial companies (NBFC) or banks to lend users. our primary partner NBFC – BABA NANAK FINANCIAL SERVICES LIMITED is a legally RBI-registered institution with abundant experiences on online loan services.

Product Detail
Loan Amount: ₹5,000 to ₹60,000
Tenure: 3 months to 12 months
Annual Interest Rate: 5% to 22%
Processing Fee：2% to 8%
Annual Percentage Rate(APR): 10% to 26%

Loan Example
Total Loan Amount: ₹30,000.00
Tenure: 6 months
Processing Fee: ₹900.00(3%)
GST(on Processing Fee): ₹162.00(18%)
Annual Interest Rate: 17%
Total Interest: ₹1505.00
EMI: ₹5,251.00
APR: 29.80%
Disbursed Amount: ₹28,938.00
Total Repayment Amount: ₹31,505.00
Total Cost of the Loan: ₹2,567.00

Loan Requirements
1. Indian resident who is over 21 years old.
2. Unexpired Aadhaar and Pan cards.
3. Active bank account.
3. Steady monthly income.

How to apply for a loan on BN Dhan?
Step 1 – Install "BN Dhan" app from ‘Play Store’
Step 2 – Fill in your personal information and submit for verification
Step 3 – Input your Bank Account details
Step 4 – Real-time approval of the loan
Step 5 –Get instant loan approval and money is transferred to your bank account

Safety
BN Dhan give a guarantee of protecting your information and data. We'll encrypt the data provided by you. This platform takes user privacy seriously and guarantees to never share your data with third parties. For more information, please refer to the privacy policy.

Additional Information
Customer Service Email: cs@bndhan.in
Customer Service Number: 6026152268
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