LazyPay: Loan App & Pay Later

India’s credit super-app for Instant loans, BNPL, Utility bills and more

Price
In-App PurchaseNo
Shows AdsNo
LaunchedMay 28, 2014
Store Categories
Applications|Finance

Total Ratings

Worldwide

550K
5 star
430K
4 star
4.7K
3 star
21K
2 star
14K
1 star
71K

Description

Get credit that’s easy, instant and stress-free. With LazyPay, you get a free credit limit upto Rs.10,000 that you can use across 45,000+ online stores and merchants! Just repay the total every 15 or 30 days, interest-free.


Here’s what you can do on LazyPay:


🛒PayLater
Checkout on your favourite merchants in just one-tap! It’s completely free. No extra charges, no hidden fees. Shop, buy, spend from your credit limit and pay just one single bill every 15 days.
One-tap payments
No OTPs, CVVs or PINs
Repay just once every 15 days
No interest and no hidden charges


★ Get attractive discounts and offers on various merchants like Swiggy, Zomato, Myntra, Zepto and more.


★ A quick, simple KYC makes your experience a lot smoother. If you complete your KYC with us, you can increase your credit limit (upto as much as Rs. 5 lakhs), and get 30 days to repay your dues (that’s double the normal billing period!). In case you’re unable to pay your bill, you’ll also have options to repay your dues in EMIs.


🔌BillPay: Pay Utility Bills
[Currently open to select users]
With over 20,000+ supported billers, LazyPay allows you to pay utility bills with your credit limit. Pay electricity, gas, water bills in one-click; recharge FASTag, mobile postpaid, mobile prepaid, landline, DTH and more. Repay in one shot, along with your LazyPay dues, every 15 or 30 days.


🎁 GiftCards
Now you can purchase vouchers of over 200+ brands like Amazon, Myntra, Flipkart and more on the LazyPay app. Use them to avail discounts ranging upto 30% on your purchases, or share them with your loved ones!


⚡XpressLoan: Instant Personal Loans
LazyPay offers instant personal loans for all your needs, big or small. Get online loans within minutes and use it for anything you want - no questions asked. Our instant personal loans are cash loans where the lump sum amount is transferred to your bank account. The entire process is paperless and 100% digital, for your convenience.
Personal loan interest rates range from 12% to 36% p.a. with EMI tenures from 3 months upto 60 months.


XpressLoans range from Rs. 3,000 to Rs. 5 lakh with an Annual Repayment Period (APR) from 3 to 60 months. Percentage rate (APR) between 12% - 36% on a reducing balance basis.


★Sample EMI Calculation★
For a loan amount = Rs 10,000 | Tenure = 6 months @ interest rate of 18%* p.a.
EMI will be = Rs 1,755/- p.m.
Processing fee = Rs. 200
Total Payment = Rs. 10,730
*Interest rate and processing fee may vary.


★ Join over 20 lakh fellow Indians using the LazyPay app everyday to get instant personal loans, and make payments easily.
★ We believe in total transparency and data safety and security. All your information is safe with us.
★ Have questions? Reach out to us anytime at wecare@lazypay.in


----------
Revolve rates - 36% to 42%. For Revolve there is no period for repayment. It's a monthly rolling feature.
Convert to EMI - 3 month 24% | 6 month 26% Tenure basis - 3 to 6 months.


Declaration
LazyPay is a platform that only facilitates money lending to duly registered NBFCs to users and complies with all applicable laws including RBI’s Fair Practices code. The details of the registered NBFCs who are partnered with us are mentioned below.
PayU Finance India Private Limited (“PayU Finance”)
https://www.payufin.in/

Screenshots

LazyPay: Loan App & Pay Later screenshot 1
LazyPay: Loan App & Pay Later screenshot 2
LazyPay: Loan App & Pay Later screenshot 3
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LazyPay: Loan App & Pay Later screenshot 6
LazyPay: Loan App & Pay Later screenshot 7
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LazyPay: Loan App & Pay Later screenshot 9
LazyPay: Loan App & Pay Later screenshot 10
LazyPay: Loan App & Pay Later screenshot 11
LazyPay: Loan App & Pay Later screenshot 12
LazyPay: Loan App & Pay Later screenshot 13
LazyPay: Loan App & Pay Later screenshot 14
LazyPay: Loan App & Pay Later screenshot 15
LazyPay: Loan App & Pay Later screenshot 16

Version History

Releasing updates every 13 days on average. Last update 14 days ago.

14.2.0Apr 12, 2025

14.1.0Apr 12, 2025

New Feature Alert! 🎉 Pay your credit card bills easily using LazyPay, powered by Bharat Bill Pay. Effortlessly manage all your bills in one secure spot.🏦 Enjoy 100% secure and reliable transactions with coverage for all major credit card providers in India. Get instant confirmations and real-time updates to stay on top of your payments and avoid late fees. 😊

14.0.1Mar 27, 2025

New Feature Alert! 🎉 Pay your credit card bills easily using LazyPay, powered by Bharat Bill Pay. Effortlessly manage all your bills in one secure spot.🏦 Enjoy 100% secure and reliable transactions with coverage for all major credit card providers in India. Get instant confirmations and real-time updates to stay on top of your payments and avoid late fees. 😊

13.7.1Mar 13, 2025

New Feature Alert! 🎉 Pay your credit card bills easily using LazyPay, powered by Bharat Bill Pay. Effortlessly manage all your bills in one secure spot.🏦 Enjoy 100% secure and reliable transactions with coverage for all major credit card providers in India. Get instant confirmations and real-time updates to stay on top of your payments and avoid late fees. 😊

13.6.1Mar 01, 2025

New Feature Alert! 🎉 Pay your credit card bills easily using LazyPay, powered by Bharat Bill Pay. Effortlessly manage all your bills in one secure spot.🏦 Enjoy 100% secure and reliable transactions with coverage for all major credit card providers in India. Get instant confirmations and real-time updates to stay on top of your payments and avoid late fees. 😊

13.5.1Feb 15, 2025

New Feature Alert! 🎉 Pay your credit card bills easily using LazyPay, powered by Bharat Bill Pay. Effortlessly manage all your bills in one secure spot.🏦 Enjoy 100% secure and reliable transactions with coverage for all major credit card providers in India. Get instant confirmations and real-time updates to stay on top of your payments and avoid late fees. 😊

13.4.0Jan 29, 2025

13.3.0Jan 14, 2025

Yo fam🤘Bunny here, your fav trendsetter!🐰 Guess what? LazyPay just dropped the sickest feature ever – it's called GiftCards!🎁

Dude, they're basically discount vouchers from 300+ of the dopest brands like Swiggy, Myntra, Flipkart, Amazon.. and HUGE offers upto 54% off!

Bro, seriously FOMO mat lo🤩 Right now, even Pammi and Meera aunty are going bonkers over this!🛍️

Jaldi se LazyPay app kholo, explore those killer deals, aur start karo smart saving like a pro (aka me)😎

Bunny

13.2.1Dec 12, 2024

Yo fam🤘Bunny here, your fav trendsetter!🐰 Guess what? LazyPay just dropped the sickest feature ever – it's called GiftCards!🎁

Dude, they're basically discount vouchers from 300+ of the dopest brands like Swiggy, Myntra, Flipkart, Amazon.. and HUGE offers upto 54% off!

Bro, seriously FOMO mat lo🤩 Right now, even Pammi and Meera aunty are going bonkers over this!🛍️

Jaldi se LazyPay app kholo, explore those killer deals, aur start karo smart saving like a pro (aka me)😎

Bunny

13.2.0Nov 27, 2024

Yo fam🤘Bunny here, your fav trendsetter!🐰 Guess what? LazyPay just dropped the sickest feature ever – it's called GiftCards!🎁

Dude, they're basically discount vouchers from 300+ of the dopest brands like Swiggy, Myntra, Flipkart, Amazon.. and HUGE offers upto 54% off!

Bro, seriously FOMO mat lo🤩 Right now, even Pammi and Meera aunty are going bonkers over this!🛍️

Jaldi se LazyPay app kholo, explore those killer deals, aur start karo smart saving like a pro (aka me)😎

Bunny

13.1.1Nov 27, 2024

Yo fam🤘Bunny here, your fav trendsetter!🐰 Guess what? LazyPay just dropped the sickest feature ever – it's called GiftCards!🎁

Dude, they're basically discount vouchers from 300+ of the dopest brands like Swiggy, Myntra, Flipkart, Amazon.. and HUGE offers upto 54% off!

Bro, seriously FOMO mat lo🤩 Right now, even Pammi and Meera aunty are going bonkers over this!🛍️

Jaldi se LazyPay app kholo, explore those killer deals, aur start karo smart saving like a pro (aka me)😎

Bunny

13.1.0Nov 12, 2024

Yo fam🤘Bunny here, your fav trendsetter!🐰 Guess what? LazyPay just dropped the sickest feature ever – it's called GiftCards!🎁

Dude, they're basically discount vouchers from 300+ of the dopest brands like Swiggy, Myntra, Flipkart, Amazon.. and HUGE offers upto 54% off!

Bro, seriously FOMO mat lo🤩 Right now, even Pammi and Meera aunty are going bonkers over this!🛍️

Jaldi se LazyPay app kholo, explore those killer deals, aur start karo smart saving like a pro (aka me)😎

Bunny

13.0.0Nov 12, 2024

Yo fam🤘Bunny here, your fav trendsetter!🐰 Guess what? LazyPay just dropped the sickest feature ever – it's called GiftCards!🎁

Dude, they're basically discount vouchers from 300+ of the dopest brands like Swiggy, Myntra, Flipkart, Amazon.. and HUGE offers upto 54% off!

Bro, seriously FOMO mat lo🤩 Right now, even Pammi and Meera aunty are going bonkers over this!🛍️

Jaldi se LazyPay app kholo, explore those killer deals, aur start karo smart saving like a pro (aka me)😎

Bunny

12.2.1Oct 29, 2024

Yo fam🤘Bunny here, your fav trendsetter!🐰 Guess what? LazyPay just dropped the sickest feature ever – it's called GiftCards!🎁

Dude, they're basically discount vouchers from 300+ of the dopest brands like Swiggy, Myntra, Flipkart, Amazon.. and HUGE offers upto 54% off!

Bro, seriously FOMO mat lo🤩 Right now, even Pammi and Meera aunty are going bonkers over this!🛍️

Jaldi se LazyPay app kholo, explore those killer deals, aur start karo smart saving like a pro (aka me)😎

Bunny

12.2.0Oct 16, 2024

Yo fam🤘Bunny here, your fav trendsetter!🐰 Guess what? LazyPay just dropped the sickest feature ever – it's called GiftCards!🎁

Dude, they're basically discount vouchers from 300+ of the dopest brands like Swiggy, Myntra, Flipkart, Amazon.. and HUGE offers upto 54% off!

Bro, seriously FOMO mat lo🤩 Right now, even Pammi and Meera aunty are going bonkers over this!🛍️

Jaldi se LazyPay app kholo, explore those killer deals, aur start karo smart saving like a pro (aka me)😎

Bunny

12.0.0Sep 02, 2024

Yo fam🤘Bunny here, your fav trendsetter!🐰 Guess what? LazyPay just dropped the sickest feature ever – it's called GiftCards!🎁

Dude, they're basically discount vouchers from 300+ of the dopest brands like Swiggy, Myntra, Flipkart, Amazon.. and HUGE offers upto 54% off!

Bro, seriously FOMO mat lo🤩 Right now, even Pammi and Meera aunty are going bonkers over this!🛍️

Jaldi se LazyPay app kholo, explore those killer deals, aur start karo smart saving like a pro (aka me)😎

Bunny

11.3.1Sep 02, 2024

Yo fam🤘Bunny here, your fav trendsetter!🐰 Guess what? LazyPay just dropped the sickest feature ever – it's called GiftCards!🎁

Dude, they're basically discount vouchers from 300+ of the dopest brands like Swiggy, Myntra, Flipkart, Amazon.. and HUGE offers upto 54% off!

Bro, seriously FOMO mat lo🤩 Right now, even Pammi and Meera aunty are going bonkers over this!🛍️

Jaldi se LazyPay app kholo, explore those killer deals, aur start karo smart saving like a pro (aka me)😎

Bunny

11.3.0Aug 13, 2024

Yo fam🤘Bunny here, your fav trendsetter!🐰 Guess what? LazyPay just dropped the sickest feature ever – it's called GiftCards!🎁

Dude, they're basically discount vouchers from 300+ of the dopest brands like Swiggy, Myntra, Flipkart, Amazon.. and HUGE offers upto 54% off!

Bro, seriously FOMO mat lo🤩 Right now, even Pammi and Meera aunty are going bonkers over this!🛍️

Jaldi se LazyPay app kholo, explore those killer deals, aur start karo smart saving like a pro (aka me)😎

Bunny

11.2.2Jul 26, 2024

Yo fam🤘Bunny here, your fav trendsetter!🐰 Guess what? LazyPay just dropped the sickest feature ever – it's called GiftCards!🎁

Dude, they're basically discount vouchers from 300+ of the dopest brands like Swiggy, Myntra, Flipkart, Amazon.. and HUGE offers upto 54% off!

Bro, seriously FOMO mat lo🤩 Right now, even Pammi and Meera aunty are going bonkers over this!🛍️

Jaldi se LazyPay app kholo, explore those killer deals, aur start karo smart saving like a pro (aka me)😎

Bunny

11.2.1Jul 11, 2024

Yo fam🤘Bunny here, your fav trendsetter!🐰 Guess what? LazyPay just dropped the sickest feature ever – it's called GiftCards!🎁

Dude, they're basically discount vouchers from 300+ of the dopest brands like Swiggy, Myntra, Flipkart, Amazon.. and HUGE offers upto 54% off!

Bro, seriously FOMO mat lo🤩 Right now, even Pammi and Meera aunty are going bonkers over this!🛍️

Jaldi se LazyPay app kholo, explore those killer deals, aur start karo smart saving like a pro (aka me)😎

Bunny

11.1.3Jul 09, 2024

11.1.2Jun 18, 2024

Hello beta! 👀Pammi Aunty's back with big news about your LazyPay app!
Guess what? I heard they added a new LazyPay Assistant. Hanji, it's like a best friend who's always there for you, 24x7! Ask anything and get answers right away. Kya baat hai!
Aur suno, they even fixed a lot of things here and there. Now the app runs smoother than butter on a hot paratha 🧈🫓 Waaah!
Chalo, don’t delay. Update your app and tell Aunty what you think, okay? I’m off to grab some "tea" with Meera ji ☕️ Jeete raho✋

11.0.0May 27, 2024

10.7.1May 27, 2024

10.7.0May 10, 2024

10.6.0Apr 25, 2024

10.5.2Apr 15, 2024

10.4.2Apr 04, 2024

10.4.1Mar 13, 2024

10.3.1Mar 13, 2024

10.2.1Feb 28, 2024

10.1.3Feb 13, 2024

10.1.2Feb 05, 2024

10.1.1Jan 25, 2024

9.4.4Jan 15, 2024

9.4.1Dec 28, 2023

9.3.9Dec 18, 2023

🍎: Dude, we finally have XpressLoans on our LazyPay iOS app. How cool is that?
🤖: Yeah, Android has had that forever...
🍎: Oh yeah? I bet you guys don’t have the newly designed screens?
🤖: Well, no.. I guess—wait, what’s that? We just got the news! The revamped XpressLoan designs are now on Android too!
🍎: So the rumours are true? The loan application process on Android is now going to be smooth, sexy and super sleek as well?

Let's find out, eh? Update your app, QUICK!

9.3.8Nov 29, 2023

🍎: Dude, we finally have XpressLoans on our LazyPay iOS app. How cool is that?
🤖: Yeah, Android has had that forever...
🍎: Oh yeah? I bet you guys don’t have the newly designed screens?
🤖: Well, no.. I guess—wait, what’s that? We just got the news! The revamped XpressLoan designs are now on Android too!
🍎: So the rumours are true? The loan application process on Android is now going to be smooth, sexy and super sleek as well?

Let's find out, eh? Update your app, QUICK!

9.3.6Nov 15, 2023

9.3.5Nov 07, 2023

9.3.4Nov 02, 2023

🍎: Dude, we finally have XpressLoans on our LazyPay iOS app. How cool is that?
🤖: Yeah, Android has had that forever...
🍎: Oh yeah? I bet you guys don’t have the newly designed screens?
🤖: Well, no.. I guess—wait, what’s that? We just got the news! The revamped XpressLoan designs are now on Android too!
🍎: So the rumours are true? The loan application process on Android is now going to be smooth, sexy and super sleek as well?

Let's find out, eh? Update your app, QUICK!

9.3.3Nov 02, 2023

🍎: Dude, we finally have XpressLoans on our LazyPay iOS app. How cool is that?
🤖: Yeah, Android has had that forever...
🍎: Oh yeah? I bet you guys don’t have the newly designed screens?
🤖: Well, no.. I guess—wait, what’s that? We just got the news! The revamped XpressLoan designs are now on Android too!
🍎: So the rumours are true? The loan application process on Android is now going to be smooth, sexy and super sleek as well?

Let's find out, eh? Update your app, QUICK!

9.3.2Oct 13, 2023

🍎: Dude, we finally have XpressLoans on our LazyPay iOS app. How cool is that?
🤖: Yeah, Android has had that forever...
🍎: Oh yeah? I bet you guys don’t have the newly designed screens?
🤖: Well, no.. I guess—wait, what’s that? We just got the news! The revamped XpressLoan designs are now on Android too!
🍎: So the rumours are true? The loan application process on Android is now going to be smooth, sexy and super sleek as well?

Let's find out, eh? Update your app, QUICK!

9.3.1Oct 13, 2023

🍎: Dude, we finally have XpressLoans on our LazyPay iOS app. How cool is that?
🤖: Yeah, Android has had that forever...
🍎: Oh yeah? I bet you guys don’t have the newly designed screens?
🤖: Well, no.. I guess—wait, what’s that? We just got the news! The revamped XpressLoan designs are now on Android too!
🍎: So the rumours are true? The loan application process on Android is now going to be smooth, sexy and super sleek as well?

Let's find out, eh? Update your app, QUICK!

9.3.0Sep 26, 2023

🍎: Dude, we finally have XpressLoans on our LazyPay iOS app. How cool is that?
🤖: Yeah, Android has had that forever...
🍎: Oh yeah? I bet you guys don’t have the newly designed screens?
🤖: Well, no.. I guess—wait, what’s that? We just got the news! The revamped XpressLoan designs are now on Android too!
🍎: So the rumours are true? The loan application process on Android is now going to be smooth, sexy and super sleek as well?

Let's find out, eh? Update your app, QUICK!

9.2.8Sep 04, 2023

🍎: Dude, we finally have XpressLoans on our LazyPay iOS app. How cool is that?
🤖: Yeah, Android has had that forever...
🍎: Oh yeah? I bet you guys don’t have the newly designed screens?
🤖: Well, no.. I guess—wait, what’s that? We just got the news! The revamped XpressLoan designs are now on Android too!
🍎: So the rumours are true? The loan application process on Android is now going to be smooth, sexy and super sleek as well?

Let's find out, eh? Update your app, QUICK!

9.2.7Sep 04, 2023

🍎: Dude, we finally have XpressLoans on our LazyPay iOS app. How cool is that?
🤖: Yeah, Android has had that forever...
🍎: Oh yeah? I bet you guys don’t have the newly designed screens?
🤖: Well, no.. I guess—wait, what’s that? We just got the news! The revamped XpressLoan designs are now on Android too!
🍎: So the rumours are true? The loan application process on Android is now going to be smooth, sexy and super sleek as well?

Let's find out, eh? Update your app, QUICK!

9.2.6Aug 17, 2023

🍎: Dude, we finally have XpressLoans on our LazyPay iOS app. How cool is that?
🤖: Yeah, Android has had that forever...
🍎: Oh yeah? I bet you guys don’t have the newly designed screens?
🤖: Well, no.. I guess—wait, what’s that? We just got the news! The revamped XpressLoan designs are now on Android too!
🍎: So the rumours are true? The loan application process on Android is now going to be smooth, sexy and super sleek as well?

Let's find out, eh? Update your app, QUICK!

9.2.5Aug 10, 2023

🍎: Dude, we finally have XpressLoans on our LazyPay iOS app. How cool is that?
🤖: Yeah, Android has had that forever...
🍎: Oh yeah? I bet you guys don’t have the newly designed screens?
🤖: Well, no.. I guess—wait, what’s that? We just got the news! The revamped XpressLoan designs are now on Android too!
🍎: So the rumours are true? The loan application process on Android is now going to be smooth, sexy and super sleek as well?

Let's find out, eh? Update your app, QUICK!

9.2.4Aug 10, 2023

🍎: Dude, we finally have XpressLoans on our LazyPay iOS app. How cool is that?
🤖: Yeah, Android has had that forever...
🍎: Oh yeah? I bet you guys don’t have the newly designed screens?
🤖: Well, no.. I guess—wait, what’s that? We just got the news! The revamped XpressLoan designs are now on Android too!
🍎: So the rumours are true? The loan application process on Android is now going to be smooth, sexy and super sleek as well?

Let's find out, eh? Update your app, QUICK!

9.2.3Jul 27, 2023

🍎: Dude, we finally have XpressLoans on our LazyPay iOS app. How cool is that?
🤖: Yeah, Android has had that forever...
🍎: Oh yeah? I bet you guys don’t have the newly designed screens?
🤖: Well, no.. I guess—wait, what’s that? We just got the news! The revamped XpressLoan designs are now on Android too!
🍎: So the rumours are true? The loan application process on Android is now going to be smooth, sexy and super sleek as well?

Let's find out, eh? Update your app, QUICK!

9.2.2Jul 19, 2023

🍎: Dude, we finally have XpressLoans on our LazyPay iOS app. How cool is that?
🤖: Yeah, Android has had that forever...
🍎: Oh yeah? I bet you guys don’t have the newly designed screens?
🤖: Well, no.. I guess—wait, what’s that? We just got the news! The revamped XpressLoan designs are now on Android too!
🍎: So the rumours are true? The loan application process on Android is now going to be smooth, sexy and super sleek as well?

Let's find out, eh? Update your app, QUICK!

9.1.7Jul 11, 2023

9.1.6Jun 16, 2023

New year, new us 🍾 and we're back with some major improvements.

🚀Finishing your KYC is now simpler, faster and smoother. So get verified, and get bigger, better benefits on LazyPay.

💳Apply for your very own RBL Bank LazyPay Credit Card! We've made a bunch of improvements to make it easier for you to get your card. Currently open to select users.

🦸Tried BillPay yet? Track, manage and pay all your utility bills with your limit - and get timely bill reminders! Currently open to select users.

9.1.5May 26, 2023

New year, new us 🍾 and we're back with some major improvements.

🚀Finishing your KYC is now simpler, faster and smoother. So get verified, and get bigger, better benefits on LazyPay.

💳Apply for your very own RBL Bank LazyPay Credit Card! We've made a bunch of improvements to make it easier for you to get your card. Currently open to select users.

🦸Tried BillPay yet? Track, manage and pay all your utility bills with your limit - and get timely bill reminders! Currently open to select users.

9.1.4May 15, 2023

New year, new us 🍾 and we're back with some major improvements.

🚀Finishing your KYC is now simpler, faster and smoother. So get verified, and get bigger, better benefits on LazyPay.

💳Apply for your very own RBL Bank LazyPay Credit Card! We've made a bunch of improvements to make it easier for you to get your card. Currently open to select users.

🦸Tried BillPay yet? Track, manage and pay all your utility bills with your limit - and get timely bill reminders! Currently open to select users.

9.1.3May 11, 2023

New year, new us 🍾 and we're back with some major improvements.

🚀Finishing your KYC is now simpler, faster and smoother. So get verified, and get bigger, better benefits on LazyPay.

💳Apply for your very own RBL Bank LazyPay Credit Card! We've made a bunch of improvements to make it easier for you to get your card. Currently open to select users.

🦸Tried BillPay yet? Track, manage and pay all your utility bills with your limit - and get timely bill reminders! Currently open to select users.

9.1.2May 11, 2023

New year, new us 🍾 and we're back with some major improvements.

🚀Finishing your KYC is now simpler, faster and smoother. So get verified, and get bigger, better benefits on LazyPay.

💳Apply for your very own RBL Bank LazyPay Credit Card! We've made a bunch of improvements to make it easier for you to get your card. Currently open to select users.

🦸Tried BillPay yet? Track, manage and pay all your utility bills with your limit - and get timely bill reminders! Currently open to select users.

9.1.1Apr 27, 2023

New year, new us 🍾 and we're back with some major improvements.

🚀Finishing your KYC is now simpler, faster and smoother. So get verified, and get bigger, better benefits on LazyPay.

💳Apply for your very own RBL Bank LazyPay Credit Card! We've made a bunch of improvements to make it easier for you to get your card. Currently open to select users.

🦸Tried BillPay yet? Track, manage and pay all your utility bills with your limit - and get timely bill reminders! Currently open to select users.

9.1.0Apr 21, 2023

New year, new us 🍾 and we're back with some major improvements.

🚀Finishing your KYC is now simpler, faster and smoother. So get verified, and get bigger, better benefits on LazyPay.

💳Apply for your very own RBL Bank LazyPay Credit Card! We've made a bunch of improvements to make it easier for you to get your card. Currently open to select users.

🦸Tried BillPay yet? Track, manage and pay all your utility bills with your limit - and get timely bill reminders! Currently open to select users.

9.0.8Mar 31, 2023

New year, new us 🍾 and we're back with some major improvements.

🚀Finishing your KYC is now simpler, faster and smoother. So get verified, and get bigger, better benefits on LazyPay.

💳Apply for your very own RBL Bank LazyPay Credit Card! We've made a bunch of improvements to make it easier for you to get your card. Currently open to select users.

🦸Tried BillPay yet? Track, manage and pay all your utility bills with your limit - and get timely bill reminders! Currently open to select users.

9.0.7Feb 28, 2023

New year, new us 🍾 and we're back with some major improvements.

🚀Finishing your KYC is now simpler, faster and smoother. So get verified, and get bigger, better benefits on LazyPay.

💳Apply for your very own RBL Bank LazyPay Credit Card! We've made a bunch of improvements to make it easier for you to get your card. Currently open to select users.

🦸Tried BillPay yet? Track, manage and pay all your utility bills with your limit - and get timely bill reminders! Currently open to select users.

9.0.6Feb 28, 2023

New year, new us 🍾 and we're back with some major improvements.

🚀Finishing your KYC is now simpler, faster and smoother. So get verified, and get bigger, better benefits on LazyPay.

💳Apply for your very own RBL Bank LazyPay Credit Card! We've made a bunch of improvements to make it easier for you to get your card. Currently open to select users.

🦸Tried BillPay yet? Track, manage and pay all your utility bills with your limit - and get timely bill reminders! Currently open to select users.

9.0.4Feb 13, 2023

New year, new us 🍾 and we're back with some major improvements.

🚀Finishing your KYC is now simpler, faster and smoother. So get verified, and get bigger, better benefits on LazyPay.

💳Apply for your very own RBL Bank LazyPay Credit Card! We've made a bunch of improvements to make it easier for you to get your card. Currently open to select users.

🦸Tried BillPay yet? Track, manage and pay all your utility bills with your limit - and get timely bill reminders! Currently open to select users.

9.0.3Feb 13, 2023

New year, new us 🍾 and we're back with some major improvements.

🚀Finishing your KYC is now simpler, faster and smoother. So get verified, and get bigger, better benefits on LazyPay.

💳Apply for your very own RBL Bank LazyPay Credit Card! We've made a bunch of improvements to make it easier for you to get your card. Currently open to select users.

🦸Tried BillPay yet? Track, manage and pay all your utility bills with your limit - and get timely bill reminders! Currently open to select users.

8.6.3Jan 06, 2023

8.5.7Jan 06, 2023

8.5.3Nov 29, 2022

8.5.2Oct 28, 2022

With this update, we’ve changed the way you make partial bill payments on LazyPay. Once you pay a part of your bill, the remaining balance can be split into 6, 9 or 12-month EMIs to give you a more structured repayment experience.
We’ve also tweaked the process of closing Fixed Deposits to make it smoother, along with the usual bug fixes and enhancements. Hope you enjoy this new update, and look forward to the next one.

8.5.0Oct 18, 2022

With this update, we’ve changed the way you make partial bill payments on LazyPay. Once you pay a part of your bill, the remaining balance can be split into 6, 9 or 12-month EMIs to give you a more structured repayment experience.
We’ve also tweaked the process of closing Fixed Deposits to make it smoother, along with the usual bug fixes and enhancements. Hope you enjoy this new update, and look forward to the next one.

8.4.9Sep 29, 2022

With this update, we’ve changed the way you make partial bill payments on LazyPay. Once you pay a part of your bill, the remaining balance can be split into 6, 9 or 12-month EMIs to give you a more structured repayment experience.
We’ve also tweaked the process of closing Fixed Deposits to make it smoother, along with the usual bug fixes and enhancements. Hope you enjoy this new update, and look forward to the next one.

8.4.8Sep 14, 2022

With this update, we’ve changed the way you make partial bill payments on LazyPay. Once you pay a part of your bill, the remaining balance can be split into 6, 9 or 12-month EMIs to give you a more structured repayment experience.
We’ve also tweaked the process of closing Fixed Deposits to make it smoother, along with the usual bug fixes and enhancements. Hope you enjoy this new update, and look forward to the next one.

8.4.7Sep 06, 2022

With this update, we’ve changed the way you make partial bill payments on LazyPay. Once you pay a part of your bill, the remaining balance can be split into 6, 9 or 12-month EMIs to give you a more structured repayment experience.
We’ve also tweaked the process of closing Fixed Deposits to make it smoother, along with the usual bug fixes and enhancements. Hope you enjoy this new update, and look forward to the next one.

8.4.6Sep 01, 2022

With this update, we’ve changed the way you make partial bill payments on LazyPay. Once you pay a part of your bill, the remaining balance can be split into 6, 9 or 12-month EMIs to give you a more structured repayment experience.
We’ve also tweaked the process of closing Fixed Deposits to make it smoother, along with the usual bug fixes and enhancements. Hope you enjoy this new update, and look forward to the next one.

8.4.4Sep 01, 2022

With this update, we’ve changed the way you make partial bill payments on LazyPay. Once you pay a part of your bill, the remaining balance can be split into 6, 9 or 12-month EMIs to give you a more structured repayment experience.
We’ve also tweaked the process of closing Fixed Deposits to make it smoother, along with the usual bug fixes and enhancements. Hope you enjoy this new update, and look forward to the next one.

8.4.3Aug 12, 2022

8.4.1Jul 31, 2022

8.3.4Jul 30, 2022

8.3.2Jul 25, 2022

8.3.1Jul 14, 2022

8.2.8Jun 29, 2022

8.2.7Jun 16, 2022

8.2.5Jun 16, 2022

8.2.4May 27, 2022

8.2.2May 03, 2022

8.2.1Apr 14, 2022

8.1.9Apr 01, 2022

8.1.8Mar 22, 2022

8.1.7Mar 01, 2022

Under-the-hood bug fixes and optimizations to make your LazyPay experience smoother.

8.1.5Mar 01, 2022

Under-the-hood bug fixes and optimizations to make your LazyPay experience smoother.

8.1.4Feb 14, 2022

Under-the-hood bug fixes and optimizations to make your LazyPay experience smoother.

8.1.2Jan 22, 2022

Under-the-hood bug fixes and optimizations to make your LazyPay experience smoother.

8.0.5Jan 12, 2022

Under-the-hood bug fixes and optimizations to make your LazyPay experience smoother.

8.0.4Dec 16, 2021

Under-the-hood bug fixes and optimizations to make your LazyPay experience smoother.

8.0.3Dec 03, 2021

Under-the-hood bug fixes and optimizations to make your LazyPay experience smoother.

8.0.1Dec 03, 2021

Under-the-hood bug fixes and optimizations to make your LazyPay experience smoother.

7.7.3Oct 07, 2021

Under-the-hood bug fixes and optimizations to make your LazyPay experience smoother.

7.7.2Oct 01, 2021

Under-the-hood bug fixes and optimizations to make your LazyPay experience smoother.

7.7.0Oct 01, 2021

Under-the-hood bug fixes and optimizations to make your LazyPay experience smoother.

7.6.9Aug 28, 2021

Under-the-hood bug fixes and optimizations to make your LazyPay experience smoother.

7.6.8Jul 07, 2021

Under-the-hood bug fixes and optimizations to make your LazyPay experience smoother.

7.6.7Jun 24, 2021

Under-the-hood bug fixes and optimizations to make your LazyPay experience smoother.

7.6.6Jun 11, 2021

Under-the-hood bug fixes and optimizations to make your LazyPay experience smoother.

7.6.2May 09, 2021

7.6.1Apr 15, 2021

Woohoo! We fought really hard with the long-pending bugs and defeated them all.

This update is especially for you - Now, get access to the LazyPay 'UPI Now and Pay later' product - and no, you don't need to link your bank account!

Here is how you get access:
1. Add your details for a quick KYC verification
2. Check your eligibility, and BOOM!
3. You can start using the 'UPI Scan and Pay' option at all your favorite digital & physical stores

7.5.4Mar 24, 2021

7.5.3Mar 02, 2021

Now everyone can get access to UPI Now & Pay Later with a quick verification! It’s super easy and safe to use, where you pay on UPI using your credit limit instead of your bank account.

7.5.2Feb 26, 2021

7.5.1Feb 26, 2021

* Revamped & improved the LazyPay app
* Fixed minor bugs to provide a seamless experience

7.4.6Jan 07, 2021

* Revamped & improved the LazyPay app
* Fixed minor bugs to provide a seamless experience

7.4.5Jan 07, 2021

7.4.4Dec 18, 2020

7.4.3Dec 18, 2020

7.4.1Oct 29, 2020

7.4.0Oct 29, 2020

* Revamped & improved the LazyPay app
* Fixed minor bugs to provide a seamless experience

7.3.4Oct 10, 2020

7.3.3Sep 27, 2020

7.3.2Sep 10, 2020

* Revamped & improved the LazyPay app
* Fixed minor bugs to provide a seamless experience

7.3.1Aug 28, 2020

7.3.0Aug 19, 2020

7.2.2Aug 12, 2020

7.2.1Aug 06, 2020

* Revamped & improved the LazyPay app
* Fixed minor bugs to provide a seamless experience

7.1.0Jul 25, 2020

* Revamped & improved the LazyPay app
* Fixed minor bugs to provide a seamless experience

7.0.0Jul 14, 2020

* Revamped & improved the LazyPay app
* Fixed minor bugs to provide a seamless experience

6.0.2Jun 08, 2020

6.0.1Apr 13, 2020

6.0.0Apr 09, 2020

5.1.1Mar 13, 2020

5.1.0Jan 28, 2020

5.0.5Jan 25, 2020

5.0.4Dec 12, 2019

5.0.3Nov 22, 2019

5.0.2Oct 28, 2019

5.0.1Sep 06, 2019

4.4.4Sep 05, 2019

4.4.3Jun 01, 2019

4.4.2May 29, 2019

• Introducing Auto Bill Pay with LazyPay! Quit worrying about due dates & upcoming bills, setup automatic repayment of your LazyPay Bill using Net Banking & Physical Bank Mandate form and never miss a payment.
• Improved KYC process for better assistance through your LazyPay setup
• Bug fixes now ensure a smoother experience in App

4.4.0May 03, 2019

• Introducing Auto Bill Pay with LazyPay! Quit worrying about due dates & upcoming bills, setup automatic repayment of your LazyPay Bill using Net Banking & Physical Bank Mandate form and never miss a payment.
• Improved KYC process for better assistance through your LazyPay setup
• Bug fixes now ensure a smoother experience in App

4.3.1Apr 11, 2019

4.3.0Feb 19, 2019

4.2.0Jan 24, 2019

- We just rebranded to the new LazyPay App!
- Checkout our brand new Home page
- Experience smoother sign-up & sign-in
- We keep improving and optimising our app for a better performance & keep a check on bugs.

4.1.1Dec 08, 2018

- We just rebranded to the new LazyPay App!
- Checkout our brand new Home page
- Experience smoother sign-up & sign-in
- We keep improving and optimising our app for a better performance & keep a check on bugs.

4.0.1Nov 14, 2018

4.0.0Sep 29, 2018

* Completely rebranded App -> Citrus is now LazyPay

* Your account & transactions will continue to remain the same!

* We have upgraded our Need Help section – get quick answers to your queries

* Scan QR to fill Aadhaar details

Upgrade the app to experience better performance & fewer bugs.

3.0.5.2Sep 13, 2018

We keep improving and optimising our app. Update the app to experience better performance & fewer bugs.

3.0.4Jul 06, 2018

Squashed a few bugs to restore seamless payments.

3.0.2Jun 28, 2018

Squashed a few bugs to restore seamless payments.

3.0.0May 31, 2018

Get access to instant credit with just your mobile number!

1. You can now check your LazyPay credit limit

2. Increase your credit limit up to Rs. 1,00,000!

3. Withdraw from your credit limit instantly to your bank account and repay using easy EMI options at affordable interest rates.

4. Complete digital process, instant credit approval. Track status of loan application, repayments, purchases & more from the app.

2.1.3Apr 25, 2018

* Temporary suspension of Send/Request to mobile numbers
* Addition of Frequently Asked Questions
* Crash fixes for KYC
* Bug fixes

2.1.2Apr 12, 2018

* Temporary suspension of Send/Request to mobile numbers
* Addition of Frequently Asked Questions
* Crash fixes for KYC
* Bug fixes

2.1.1Mar 14, 2018

* Temporary suspension of Send/Request to mobile numbers
* Addition of Frequently Asked Questions
* Crash fixes for KYC
* Bug fixes

2.1.0Feb 28, 2018

1. Aadhaar based KYC to upgrade your wallet
2. Enhanced load & wallet screens
3. New profile section
4. Bug fixes and performance improvement

2.0.1Feb 13, 2018

* Introducing LazyPay - check your eligibility, manage repayments, explore offers
* All new look! Easily access your accounts for Wallet, UPI and LazyPay
* Action cards on Home screen to help you finish your most important tasks
* Bug fixes

2.0.0Dec 06, 2017

* Introducing LazyPay - check your eligibility, manage repayments, explore offers
* All new look! Easily access your accounts for Wallet, UPI and LazyPay
* Action cards on Home screen to help you finish your most important tasks
* Bug fixes

1.0.20Oct 07, 2017

UX improvements making it easy to manage VPA and linked accounts
Sending money made easier and smoother
Improvements in transaction processing

1.0.18Sep 25, 2017

UX improvements making it easy to manage VPA and linked accounts
Sending money made easier and smoother
Improvements in transaction processing

1.0.17Sep 14, 2017

UX improvements making it easy to manage VPA and linked accounts
Sending money made easier and smoother
Improvements in transaction processing

1.0.16Aug 10, 2017

* UX Improvements and Bug Fixes
* Faster Onboarding. Now get started with just an OTP

1.0.15Jul 26, 2017

* UX Improvements and Bug Fixes
* Faster Onboarding. Now get started with just an OTP

1.0.14Jul 17, 2017

* UX Improvements and Bug Fixes
* Faster Onboarding. Now get started with just an OTP

1.0.13Jul 10, 2017

UX improvements making it easy to manage VPA and linked accounts
Sending money made easier and smoother
Improvements in transaction processing

1.0.12Jun 28, 2017

UX improvements making it easy to manage VPA and linked accounts
Sending money made easier and smoother
Improvements in transaction processing

1.0.11Jun 13, 2017

Changes in profile section, now download QR code on your phone for easy access
Easy management of VPA and saved Bank accounts
Bug fixes and UX improvements

1.0.10Jun 12, 2017

Changes in profile section, now download QR code on your phone for easy access
Easy management of VPA and saved Bank accounts
Bug fixes and UX improvements

1.0.9Jun 02, 2017

Fix for Account Holder Name for bank account entry

1.0.8May 26, 2017

Now withdraw your Citrus Wallet balance, directly to your bank account.
Improved interface with more ways to send and receive money, even without a UPI handle.

1.0.7May 12, 2017

Now create groups and split expenses with all your friends (even the ones who don't have the app)
No need to register a VPA if you want money in your bank account, just add your bank details and receive money instantly in your account.
Bug fixes and performance improvements

1.0.6May 03, 2017

Now create groups and split expenses with all your friends (even the ones who don't have the app)
No need to register a VPA if you want money in your bank account, just add your bank details and receive money instantly in your account.
Bug fixes and performance improvements

1.0.5Apr 17, 2017

Skip the UPI registration for accessing the wallet and to checkout the app features
Bug fixes and performance improvements

1.0.4Apr 17, 2017

Skip the UPI registration for accessing the wallet and to checkout the app features
Bug fixes and performance improvements

1.0.3Mar 27, 2017

Our team of awesome engineers has been working overtime the last few weeks to bring you the smartest way to transfer money!
UPI based Send, Request & Split
Scan QR and Pay in store with UPI and Citrus Wallet
Temporary removal of Withdraw, View Transactions and Auto-Load for Citrus Wallet.

4.1.4Feb 24, 2017

We are turning over a new leaf! Citrus Wallet is now Citrus Wallet powered by PayU. Lookout for exciting changes in the coming weeks! You will still continue to enjoy all the benefits and simplicity of your wallet.

4.1.3Nov 24, 2016

* Bug fixes

4.1.2Aug 30, 2016

* Bug fixes

4.1.0Jul 20, 2016

* Never run out of balance in your account. Easily setup Auto-load using Mastercard and Visa Credit Cards
* Bug fixes

4.0.7Jun 28, 2016

* Added OTP verification for Withdraw Money.
* Bug Fixes.

4.0.6Jun 13, 2016

4.0.5May 25, 2016

4.0.4Feb 25, 2016

4.0.2Feb 23, 2016

3.0.9Dec 31, 2015

3.0.8Dec 22, 2015

3.0.7Jul 30, 2015

Whether it's dinner, drinks, movies - or anything at all - pay friends, get paid back, or split a bill with your group. The Citrus Cash app is all you need.

CASH IS AWESOME
* All you need to send and request money is your friends' phone numbers
* Split your bills with roommates - power, wifi, the rent - in one step
* Share a cab, a meal, a gift with a friend and pay him/her back right away
* Remind hung-over friends about their dues from last night's drinking spree (Cash cannot help with convenient amnesia)
* Lend small amounts of money to strangers in need


The possibilities are endless!


CASH IS DEPENDABLE
* Your payment information (to load your wallet) is sent over a secure connection and is kept private
* Your card number is stored so you don't need to enter it over and over, but your CVV number is never stored
* Withdraw the balance in your Citrus Cash into your bank account at any time
* Citrus Cash supports Visa, MasterCard and AMEX cards, and netbanking for most major banks



For support and questions, please email citruscash@citruspay.com.



What is Citrus?

CitrusPay is a payment gateway with over 10 million registered users. Each time you buy a pair of shades on LensKart, book a movie ticket on PVR or book a flight ticket with Indigo or Eithad etc. we handle the actual backend payment!


We have processed more than 45 million transactions already and that’s just the tip of the iceberg. More than 30 Indian banks work closely with us. Our system is PCI-DSS compliant and RBI approved.

3.0.6Jul 28, 2015

Whether it's dinner, drinks, movies - or anything at all - pay friends, get paid back, or split a bill with your group. The Citrus Cash app is all you need.

CASH IS AWESOME
* All you need to send and request money is your friends' phone numbers
* Split your bills with roommates - power, wifi, the rent - in one step
* Share a cab, a meal, a gift with a friend and pay him/her back right away
* Remind hung-over friends about their dues from last night's drinking spree (Cash cannot help with convenient amnesia)
* Lend small amounts of money to strangers in need


The possibilities are endless!


CASH IS DEPENDABLE
* Your payment information (to load your wallet) is sent over a secure connection and is kept private
* Your card number is stored so you don't need to enter it over and over, but your CVV number is never stored
* Withdraw the balance in your Citrus Cash into your bank account at any time
* Citrus Cash supports Visa, MasterCard and AMEX cards, and netbanking for most major banks



For support and questions, please email citruscash@citruspay.com.



What is Citrus?

CitrusPay is a payment gateway with over 10 million registered users. Each time you buy a pair of shades on LensKart, book a movie ticket on PVR or book a flight ticket with Indigo or Eithad etc. we handle the actual backend payment!


We have processed more than 45 million transactions already and that’s just the tip of the iceberg. More than 30 Indian banks work closely with us. Our system is PCI-DSS compliant and RBI approved.

LaunchedMay 28, 2014

Other Information