{"assets":{"app_about":{"about_data":{"description":"KeCredit is one of the most flexible personal online loan platforms in the market, which gives Kenyans better control over their finances with its unique functions. We provide a simple registration and application process, and after passing, we can quickly obtain loan funds.

The Personal Loan Product Offer:
- Loan Amount: from KES 2000 to KES 50,000
- Minimum period for repayment: 91 days
- Maximum period for repayment: 365days
- Service Fee: A one-time charge from 3% to 8%. Range from KES 60 to KES 160.
- Interest Fee: 16% to 30% .
- Minimum Annual Percentage Rate (APR): 67.2%
- Maximum Annual Percentage Rate (APR): 128.3%
- Grow with KeCredit and build your limit up to KSh 50,000 by making your loan repayments on time

Representative example

Apply for a loan with period 180 days, Loan Principal is KES 5000, Interest Fee Rate is 18%, Service Fee Rate is 3%, Annual Percentage Rate (APR) is 39.5%.
Loan Principal: KES 5000 (180 days)
Interest Fee: KES 900 (KES 5000 * 18%)
Service Fee: KES 150 (KES 5000 * 3%)
Total Fee Cost: KES 1050 (KES 900 + KES 150)
Total Repayment Amount: KES 6050 (KES 5000 + KES 900 + KES 150)

1.PRIVACY DISCLOSURE

Privacy and Permissions: KeCredit makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.

Data safe and security: Your data is safe with us. It is transferred over a secure HTTPS connection to us, and we do not share it with anyone without your consent except the Lenders. All the transactions are secured via a 256-bit SSL encryption.

2.WHY PERSONAL LOAN FROM KECREDIT

• No Credit report required
• Paperless and digital process on your mobile
• No collateral requirements
• Get 7/24 access to loan anytime and anywhere
• Disburse to your M-PESA directly in 1 minute once approved
• Available across Kenya
• As the credit score grows, the loan limit gradually increases
• Variety of convenient repayment methods
• Can apply for loan extension if you don't have enough money to repay

3.WHO CAN APPLY FOR PERSONAL LOAN

• Kenya Resident
• 20-60 years old
• Has a source of income.

4.HOW TO REPAY PERSONAL LOAN

• Through our M-pesa Paybill 4081643 and the account no. is the mpesa phone number you sign up with/ through our APP M-pesa express
• Enter the amount you pay and enter the pin of M-pesa
• Good repayment will increase your credit score

5.CONTACT US

We’re always excited to hear from you! If you have any feedback, questions, or concerns. Please e-mail us at support@kecredit.live 
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